Belcher Insurance Agencies
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Belcher Insurance Agencies
As an independent agency for over 70 years, The Belcher Insurance Agency has access to many Top-Rated insurance companies, allowing us to shop for the best products and value to meet your insurance needs. You can rest assured that during these difficult times we will use every available means to provide you with the best value for your insurance and the highest quality of service.

We have Belcher Insurance Agency offices in four convenient locations through southwest Virginia, near the gaps in the Cumberland Mountain Chain: Haysi, Clintwood, Norton, and Pennington Gap. We provide insurance products and services in Virginia, West Virginia, Kentucky, Tennessee, North Carolina, and Maryland.
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From the Humble Beginnings of a one man operation in the 'Bird's Eye' of Southwest Virginia. Now beginning our 70th year of existence, by the Grace of God and the vision of the founders, the planning of the owners and managers and the execution by the staff over all those years, it is with pleasure that we issue A Brief History Of The Agency!
There are two types of Virginia business insurance policies. The Virginia Business Owners Policy or BOP and the Virginia Commercial Package Policy or CPP. These two types of policies are explained below. Please call one of our Virginia business insurance agents at Belcher Insurance Agency for any assistance.
Any business that requires the use of vehicles, whether it's a single company car, an entire fleet of trucks or anything in between, needs business auto insurance. Not just any agent or carrier will work. Don't be fooled by agents or carriers saying that having the cheapest cost is the most important thing.
Even if you take every precaution to remove all possible hazards from your business, you still could be sued for accidents resulting from the carelessness of any visitor, from the operations of your business, from the products that your business manufactures and/or sells or from work that your business has done that doesn't function the way you promised.
Your business personal property does not stay in one place and neither does your coverage. A Business Property Insurance policy covers your business personal property while in transit, at trade shows, or temporarily at locations you don't own or lease. A property loss can slow down or even stop your operation until repairs are made - and that may mean lost income.
Reviews (4)
Uncle Noah
Uncle Noah
Nov 15, 2021
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Positive: Professionalism
These folks are like going home for a visit. Very professional and always treats you as if they’re happy to see you. I highly recommend this business for all your insurance needs.
Willard Olivia Wood
Willard Olivia Wood
Sep 28, 2021
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Was good working with Grant,saved me some money and he is such a polite likable young man,would recommend any one needing Ins. to check them out.
Warren Meade
Warren Meade
Sep 20, 2021
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Grant worked diligently to get us the best possible quote on our homeowners insurance. Stayed in constant contact and we know he has our back. Great guy, very professional. Highly recommend!
Sarah Meadows
Sarah Meadows
Sep 17, 2021
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They have very good people working there that will work for you to get you a great rate. Everyone is very friendly and good to talk to and always helpful.