We're in the business of helping people and businesses. We help our clients save money, we help businesses reduce risk, and we help families protect and preserve their financial futures. We offer unique insurance solutions with outstanding pricing for coastal homeowners on Long Island and New York State.
Distance to the water and prior claims are not an issue. We have been voted "Best Insurance Agency on Long Island" for 9 years and offer a free agent with every policy. Trust is our most important policy. How can we help you today? Get a quick personalized insurance quote today and find out how much money you could save!
Distance to the water and prior claims are not an issue. We have been voted "Best Insurance Agency on Long Island" for 9 years and offer a free agent with every policy. Trust is our most important policy. How can we help you today? Get a quick personalized insurance quote today and find out how much money you could save!
Services
In our agency, we take great pride in the quality of service we provide for our customers. Whether our clients need help filing a claim, processing a payment, or just understanding their insurance coverage we'll always be there ready to help.
We know our clients and we know insurance, so our clients have the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.Thanks for taking the time to learn more about our agency and please feel free to request a free online insurance quote.
We know our clients and we know insurance, so our clients have the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.Thanks for taking the time to learn more about our agency and please feel free to request a free online insurance quote.
Our office may not be open 24 hours a day but we understand how important it is for customers to request policy changes, report claims, and request other assistance from us 24 hours a day, 7 days a week, 365 days a year. Please keep in mind that all policy change requests are not considered legally bound until after you have received a confirmation from our agency or your insurance carrier directly.
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.
As your largest investment, it's important to make sure your home has the proper insurance coverage. We'll protect your home and everything in it for the lowest possible price. Home insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence.
Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives. Let's explore options to protect your loved ones. Life insurance pays out a sum of money either on the death of the insured person or after a set period of time. Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
Reviews (8)
Kelsey DeLuccia
Nov 06, 2021
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I have worked with Karen @ Cotten for several years now and she is SO GREAT! I've never worked with an agent who's been as helpful and thorough as Karen and I'm truly grateful to have met her. I highly recommend working with Karen and Cotten. My experience has been 5 stars but I would give her 10 stars if i could! - Dennis & Kelsey Madden
UnjustSteam
Nov 05, 2021
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Blanca Avila
Oct 30, 2021
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Jan Christopher Bernauer
Oct 26, 2021
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Katie S.
Oct 24, 2021
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Laura Bilello
Oct 24, 2021
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Lean Pagan
Oct 23, 2021
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Zuhi S.
Apr 30, 2021
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