Square One Legal is expanding our office hours. We are open for business via phone, email and video chat, with no in-person meetings until further notice. The reason you are here is that you may be faced with overwhelming debt and late payments that you can't seem to catch up on and you are looking for some help to relieve your financial stress.
Filing for bankruptcy may seem like a scary thing, but once you are informed you will understand that bankruptcy in Hawaii is there to protect you so you can get your finances back on track. You'll find that it will provide some relief for you from the stress that can affect your family, your personal relationships and even your job.
Filing for bankruptcy may seem like a scary thing, but once you are informed you will understand that bankruptcy in Hawaii is there to protect you so you can get your finances back on track. You'll find that it will provide some relief for you from the stress that can affect your family, your personal relationships and even your job.
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There's a lot of care and thought in evaluating your financial situation as well as taking into consideration your personal circumstances. It is our #1 goal to help you make an informed decision about a plan of action that makes the most sense for you and your family.
In your research, you'll find that nearly all consumer bankruptcy law firms promise to do great things for their clients such as get rid of their debts, treat them with respect, make the process super easy, etc.In a perfect world, that would be true, but we encourage you to read the truth about bankruptcy and why we provide greater value to our clients.
In your research, you'll find that nearly all consumer bankruptcy law firms promise to do great things for their clients such as get rid of their debts, treat them with respect, make the process super easy, etc.In a perfect world, that would be true, but we encourage you to read the truth about bankruptcy and why we provide greater value to our clients.
Are you tired of creditors harassing you? From the moment you file your case, creditors are not allowed to communicate with you in any way (by phone, email, text, mail, etc.), and with most creditors, this restriction continues forever after you complete your case and receive a discharge.
Additional benefits of filing chapter 7 are stopping repossessions and garnishments and in certain circumstances, the ability to discharge taxes and reduce car loan balances and interest rates.Call our office now to schedule a free attorney consultation, and we will help you figure out whether filing bankruptcy is a good option for you.
Additional benefits of filing chapter 7 are stopping repossessions and garnishments and in certain circumstances, the ability to discharge taxes and reduce car loan balances and interest rates.Call our office now to schedule a free attorney consultation, and we will help you figure out whether filing bankruptcy is a good option for you.
The most difficult challenge in facing financial difficulty is sorting through conflicting, and often misleading information. Making a decision means navigating risks, and avoiding debt resolution solutions that drain more money, and can expose you to a lot of stress. We are here to make sure you get the right advice at the right time.
Chapter 7 and Chapter 13 are the most common types of bankruptcy protection there are for consumers. Chapter 7 is known as a "liquidation" bankruptcy and Chapter 13 is a repayment or reorganization plan. Discharge of unsecured regular debt such as credit cards and personal loans is usually the end result in chapter 7 and chapter 13.
Bankruptcy provides a fresh start to eligible consumers by discharging (wiping out) certain debts such as credit cards and personal loans. It can also be used in certain circumstances to stop and recover garnishment funds, stop repossessions, reduce car loan balances and interest rates, stop foreclosures and cure mortgage arrears, and eliminate or reduce taxes.
Reviews (14)
Kelly Zane
Feb 17, 2021
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Mr. Raviv assisted us With the utmost care during the COVID-19 pandemic.
Unfortunately, due to the pandemic, I was placed on furlough (and to date, still furloughed). After exhausting all forms of funds, including our savings, we found Mr. Raviv via his website to discuss a possible bankruptcy. His expressions describing himself were exactly as stated.
Mr. Raviv’s genuine care alleviated our anxieties. We were comforted with his wind some words. He diligently processed all documents in a timely manner and represented us professionally in all circles. Mr. Raviv battled one of financial institution’s
Unfortunately, due to the pandemic, I was placed on furlough (and to date, still furloughed). After exhausting all forms of funds, including our savings, we found Mr. Raviv via his website to discuss a possible bankruptcy. His expressions describing himself were exactly as stated.
Mr. Raviv’s genuine care alleviated our anxieties. We were comforted with his wind some words. He diligently processed all documents in a timely manner and represented us professionally in all circles. Mr. Raviv battled one of financial institution’s
Mileine Q.
Jan 14, 2021
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I highly recommend this firm - the best attorney in honolulu hands down no question - My experience with Square One Legal was the best I've ever had with an attorney - Ofir is understanding and listens fully to everything you are saying - he never talks down to you either - at the same time he tells it to you straight and gives you his best advice and recommendation whether it's what you want to hear or not, which is refreshing honesty in today's world - he made the process almost effortless for me and was always willing to explain things more than once when needed without being
Fatima Galiza
Aug 25, 2020
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Ofir made my experience easy and fast. He guided me every step of the way from the start to the end. It was effortless to communicate with him no matter what time of day Whether to talk to him, text, or email him. Making an appointment and meeting with him was also very flexible. He made sure it was according to my schedule. I enjoyed working with him, and I would do it again.
Sherrie Lameg
Aug 21, 2020
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Mr. Raviv is absolutely AMAZING ! From inquiring, then meeting with him, during the process and after the process was all so easy. This was my first time filing bankruptcy and it was scary for me because I had no knowledge about bankruptcy at all ! I inquired with a couple of different attorneys prior to Mr. Raviv and it didn’t seem like they really cared about my situation, i felt like just another pay check to them. When I came across Mr. Raviv he explained that I had different options which I didn’t know. He also explained two different types of bankruptcy, the pros and cons and the cost
Maxwell A.
Jul 09, 2020
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Leaniva Saifoloi
May 21, 2020
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I was filling out some information about my loans and credit cards and I received a call from this company. A lady told me that one of their lawyers can consult with me about my student loans. A man named Ofir Raviv contacted me and was able to ask questions regarding my student loans and debts. I told him about me and my husband's situation and he was able to help us out. He was very passionate about doing what is right for people and not greedy about money. I highly recommend Ofir Raviv if you need help with debts, loans, bankruptcy and so forth.
Kiyoko B.
Apr 28, 2020
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Let me just start by saying, Ofir has never given up on me. I filed for bankruptcy in late 2018.
He gave me my interview over the phone and I qualified to get help.
Fast forward a few months from that, he informed me that he'll be moving into his own office early 2019 and when he was able to get more cases he would assist me. I live on the island of Kaua'i.
Needless to say, I was a non believer of the whole process just due to the fact I've never done this before.
Well, at the end of 2019 and through early 2020, he's assisted me with all the paperwork, made everything very
He gave me my interview over the phone and I qualified to get help.
Fast forward a few months from that, he informed me that he'll be moving into his own office early 2019 and when he was able to get more cases he would assist me. I live on the island of Kaua'i.
Needless to say, I was a non believer of the whole process just due to the fact I've never done this before.
Well, at the end of 2019 and through early 2020, he's assisted me with all the paperwork, made everything very
Tara Williams
Dec 27, 2019
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Me. Raviv has been an absolute blessing!! Filing bankruptcy is without a doubt one of, if not the most challenging, scary, anxiety inducing times that I have ever walked through. Without Mr. Raviv to help me navigate through this procedure I don’t know what I would’ve done. With him by my side (and I do mean every step of the way) I was able to get through this process knowledgeably, articulately, and with confidence. He answered my every question very timely with clarity and accuracy.... at times even giving me the information he knew I would need, without my having to ask for it. I’m pretty
Tara W.
Dec 20, 2019
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As I was facing all the documents and guidelines associated with filing Chapter 7, I found the most excellent partner/navigator... Mr. Raviv of Square One Legal. I cannot sing his praises high or loud enough. Mr. Raviv know's bankruptcy law, and you can feel the integrity, intelligence, and compassion with which he works. He graciously guided me through this process, every step of the way. He answered every question I came up with (and trust me, there were many) with clarity, leading me in a way that was understandable. Even though I am sure he had bigger fish to fry at time, I always
Jonni Brannon
Nov 12, 2019
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AnitaM Kabua
Aug 28, 2019
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I was referred to Square One Legal by VLSH when I was facing a challenging financial situation. And this is how it all started. (To me:) this is a reminder e-mail for your 11/3/18 clinic appt. @ 10:30 am at the Waianae High School Cafeteria. Please bring all collection letters, contracts, or other related docs. to your case -VLSH Intake Team. I was introduced to Attorney Raviv and would be meeting him for the first time for my Bankruptcy Chapter 7 case. I already had a court case filed. At this free legal advice clinic, I filled out paper work, and I answered questions honestly, followed all instructions
Joshua S.
Aug 23, 2019
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I was referred to Square One Legal by my business attorney when I was facing a challenging financial situation. Ofir listened carefully to all the details. I received tremendous peace of mind from Ofir's clear and calm demeanor. The issues were complex and had many facets yet Ofir was able to break down everything in to simple terms with options that made it easier to determine next steps. I have a significant amount of trust for Ofir. I felt he truly cared about me and my situation. I never felt judged at all. 5 stars for Square One Legal!
Donna Lyman
Aug 09, 2019
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Aiesha Macam
May 11, 2019
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Attorney Ofir have always been there for me, as a lawyer and also as a friend. I suffer from aniexty and depression.Attorney Ofir have never let me down.He goes beyond his measures to ensure me there's a better outcome just trust the process.There should be more then 5stars.He deserves every stars turn to gold.A.M.
