Bankruptcy often carries misconceptions that frighten people away and sink them deeper into debt. This can lead to bad decisions like borrowing against their own retirement accounts and future to pay off the ever mounting debt. What they don't know is that many people file qualify for bankruptcy relief and KEEP their homes, automobiles and retirement accounts.
And in a short amount of time they rebuild their credit and have a fresh start that at one point seemed impossible. Whether you decide to file or not - the information we can give you can help you make the RIGHT choices and AVOID disastrous ones. The difference between sinking deeper into debt and a possible fresh start is only one phone call away.
And in a short amount of time they rebuild their credit and have a fresh start that at one point seemed impossible. Whether you decide to file or not - the information we can give you can help you make the RIGHT choices and AVOID disastrous ones. The difference between sinking deeper into debt and a possible fresh start is only one phone call away.
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If you are eligible, this chapter of bankruptcy will give you a fresh start within a few short months. You will often discharge all of your debt with no payments to creditors. This chapter of bankruptcy is where debtors repay a portion of their debt over a 3 to 5 year plan. The amount of their payment depends upon their income or on whether they have any unexempt assets they wish to keep.
Most clients already have bad credit because they've fallen behind. Bankruptcy simply provides a fresh start. It wipes the slate clean and you can start rebuilding your credit. It sounds unbelievable, but the truth is for most people, their credit score IMPROVES shortly after filing bankruptcy. Then, yes, the bankruptcy will be an initial blemish - but it's still often the right decision.
DISCLAIMER: Requesting a legal consultation or claim review does not form an attorney client relationship and you are not considered a client until a retainer agreement has been signed and your case has been accepted. The contents of this site are provided for informational purposes only and do not constitute legal Prior results do not guarantee or predict a similar outcome with respect to any future matter.
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Horluwaseyi Ogunleye
Nov 21, 2021
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