With more than 16+ years helping consumers get the Fresh Start they deserve through Bankruptcy. Learn more about why people trust Virginia E. Fortunato with filing their Bankruptcy cases. My name is Virginia E. Fortunato and I've been practicing NJ bankruptcy for more than sixteen years. This area of the law requires creativity in designing individual plans for my clients to achieve the FRESH financial start they deserve.
Whether you can afford to save your home or need guidance giving up a home you can no longer afford, I am there to counsel and assist you through the process. My clients are good and honest debtors who typically find themselves in my office because of circumstances beyond their control.
Whether you can afford to save your home or need guidance giving up a home you can no longer afford, I am there to counsel and assist you through the process. My clients are good and honest debtors who typically find themselves in my office because of circumstances beyond their control.
Services
A Chapter 7 Bankruptcy is what I like to refer to as a quick in-and-out. It is usually 4-6 months from the time you hire me until the time you receive your discharge. A discharge is what you receive once you have completed your bankruptcy case. A Chapter 7 wipes out your debt and gives you a fresh start.
The decision of having to file for Bankruptcy is something that I wrestled with because of all the stigmas that I heard over years. When I finally came to the decision that it may be an option and began my search for an attorney, and I came across Virginia Fortunato. From the first consultation I had with her she put my mind at ease and walked me through every part of the process.
The good news is that yes, there is life after bankruptcy! Like other setbacks in life, you can make a recovery. There may be different paths of recovery for each form of bankruptcy, but there is always hope!
Rebuilding your life after bankruptcy - including your credit score and finances - can sometimes seem like an overwhelming task, but it doesn't have to lead to a life where you're treated like a financial outcast and banished to years of credit exile.To that end, please consider the NJ Bankruptcy 911 Checklist for Life after Bankruptcy.
Rebuilding your life after bankruptcy - including your credit score and finances - can sometimes seem like an overwhelming task, but it doesn't have to lead to a life where you're treated like a financial outcast and banished to years of credit exile.To that end, please consider the NJ Bankruptcy 911 Checklist for Life after Bankruptcy.
Whether it is unemployment, illness, divorce, or a decrease in hours at work, you are not alone! We are here to help. Get the fresh start you deserve by taking the first step towards financial freedom and call us today! People who have worked for decades at a company making triple digits only to be laid-off and hired making half (or even less) of what they use to make.
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law.
Reviews (3)
Star S.
Feb 20, 2019
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Wow! If you are searching for a well informed, patient and caring attorney go with this firm!!!!! I called Mrs. Fortunato for a consultation and she got back to me the same day! She gave me an in-depth overview of my options and she pointed me in the right direction! She is awesome! It's so nice to find people who actually still care about PEOPLE and not just making money. Can't say enough about how helpful she was.
Doug B.
Nov 19, 2017
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Vanda E.
Feb 24, 2015
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