84 answers, to be precise. They are available in this free 36-page digital booklet, which we can instantly email to you. If you are having difficulty paying your bills, or if your wages are being garnished, you should contact the experienced Arkansas Bankruptcy Lawyers at Niblock & Associates. If a creditor is attempting to foreclose on your home or repossess your property, bankruptcy may be a necessity and you should contact us immediately.
We are here for you and we can help. Contacting an Arkansas bankruptcy lawyer is an important decision. We will be happy to provide you with a free consultation to determine the best possible option for your situation. If you would like to discuss your options under the Bankruptcy Code in detail, contact the experienced Arkansas Bankruptcy Lawyers at Niblock & Associates today.
We are here for you and we can help. Contacting an Arkansas bankruptcy lawyer is an important decision. We will be happy to provide you with a free consultation to determine the best possible option for your situation. If you would like to discuss your options under the Bankruptcy Code in detail, contact the experienced Arkansas Bankruptcy Lawyers at Niblock & Associates today.
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I was born and raised in a God fearing middle-middle class family in Mabelvale, Arkansas. My Dad worked at a factory and retired from the Marine Corps as a Sergeant Major and my mom worked as a teacher's aid with the school system. My Mom & Dad made sure I was in Church every Sunday and taught me right from wrong.
As experienced Arkansas Bankruptcy Law Firm, we understand that there are five (5) Chapters under the Bankruptcy Code, and each one has it's own unique set of options.
Chapter 7 is a liquidation of non-exempt property; Chapter 9 is for Cities and Municipalities; Chapter 11 is for individuals or businesses who owe large sums of money; Chapter 12 is for family farmers; and Chapter 13 is for individuals to reorganize their debts to keep their property.The most common Chapters under the Bankruptcy Code are Chapter 7 & Chapter 13; therefore, this web site will concentrate on those two Chapters.
Chapter 7 is a liquidation of non-exempt property; Chapter 9 is for Cities and Municipalities; Chapter 11 is for individuals or businesses who owe large sums of money; Chapter 12 is for family farmers; and Chapter 13 is for individuals to reorganize their debts to keep their property.The most common Chapters under the Bankruptcy Code are Chapter 7 & Chapter 13; therefore, this web site will concentrate on those two Chapters.
Chapter 7 Bankruptcy is commonly referred to as "straight liquidation". What this means is the Chapter 7 Trustee will take all of your "non-exempt" property, if there is any, and sell it to pay your debts; however, in 98% of the cases handled by this firm, there is no "non-exempt" property for the Trustee to sell.
As bankruptcy attorneys, we know that Chapter 13 is commonly referred to as a "wage earner's reorganization". It allows people, within certain debt limitations, to consolidate and reorganize their debts and protect secured property necessary to running a household or business. First, you may not have the attorney's fee and filing fee necessary to file a Chapter 7 Bankruptcy.
This detailed and practical comparison of the two most common bankruptcy options - Chapter 7 vs 13 bankruptcy - explains which situations each chapter is best for. Chapter 7 is the most popular chapter of bankruptcy among the majority of debtors. A Chapter 7 bankruptcy will eliminate the vast majority of debts in a quick amount of time and allow the debtor to start fresh.
Reviews (7)
Michael Sutter
Apr 25, 2021
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What do you do if for the first time in a old mans life one gets to the point that a Pandemic and health issue causes a great depression and loss of jobs and income, and financial flexibility and impossible creation of new income.....You contact Niblock& associates. Brittany Youngblood immediately imparted clarity and common sense, wisdom and truly professional help, to organizing what had become a impossible situation to a beat up and futile feeling customer. I was distressed and confused and left, after her organizing help, and Zack Sellers legal advice, finally feeling their was a clear path
Jennifer Oliver
Dec 01, 2020
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Holly G.
Nov 23, 2020
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Niblock & Associates worked swiftly and efficiently to help me with my urgent financial situation! They did it with a smile and the utmost professionalism. All my bankruptcy needs were handled! All I have to do now is just make my monthly payment to the trustee which is much less than all my bills combined. I highly recommend Niblock & Associates!
Josephvale
Aug 15, 2020
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Joseph Vale
Jul 30, 2020
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Kayla Hays
Nov 04, 2019
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So far, their service is excellent. Cassie Taylor was amazing to talk with and she made me feel so much better about my situation. She has such a friendly attitude. I have no doubt that the rest of my time with this company will be a pleasant experience, even given the circumstances.
Edited to add that I got to meet Brittney and Cassie and they are both amazing! They both have the best personalities and really know how to make you feel comfortable. Thank you both for helping to ease my fears and making this process an easy one for me. Also, thanks for the pink pen!
Edited to add that I got to meet Brittney and Cassie and they are both amazing! They both have the best personalities and really know how to make you feel comfortable. Thank you both for helping to ease my fears and making this process an easy one for me. Also, thanks for the pink pen!
Candy Ashby
Jul 13, 2019
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