Law Office Of Charles E.Andersen
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New York Bankruptcy Lawyer Charles E. Andersen has devoted his practice to helping individuals and businesses attain a fresh financial start. As a Bankruptcy Attorney since 1994, he has represented over a thousand debtors and creditors throughout Elmira, Corning, Watkins Glen and all adjoining New York counties.

A legal assistant will interview you and take all of your calls. At some other law firms, an attorney will conduct the first interview, but after that, you will never hear from the attorney, and a legal assistant will take your calls. Bankruptcy is a Federal Debt elimination process. Our web site is designed to give you all of the basic information you need to become knowledgeable in bankruptcy law prior to your consultation with our office.
Services
Our office provides a comprehensive package of services for our clients. In addition to being skilled Bankruptcy Attorneys we have extended experience in Divorce, Family Law, DUI and Civil Litigation. Due to our wide variety of experience we can easily answer questions such as "What should I do first, Divorce of Bankruptcy?", "What's my case worth?" and "My Public Defender is not representing me properly, should I hire a private attorney?"
Serving Upstate New York including Buffalo, Niagara Falls, Elmira, Horseheads, Watkins Glen, Corning, Ithaca, Waverly, New York, NY, Big Flats, Candor, Chemung County, Dundee, Elmira Heights, Erwin, Gang Mills, Montour Falls, Nichols, Pine Valley, Savona, Schuyler County, Southport, Spencer, Steuben County, Tioga County, Tompkins County, Van Etten, West Elmira, Woodhull.
A consumer debtor filing for bankruptcy has two basic options, Chapter 7 & Chapter 13. Chapter 7 requires that you put all of your assets under the control of a bankruptcy trustee subject to certain available legal exemptions. Chapter 13 requires that you place a portion of your future income under the control of a Chapter 13 trustee for a 3-5 year period in a court approved plan of debt reorganization.
The following information includes frequently asked bankruptcy questions. The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation. Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel.
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