Bankruptcy is a federal court action in which consumers and businesses can eliminate or reorganize their debt under the protection of the court. Many Americans have turned to bankruptcy to get our from under mounting credit card debt that was acquired due to job loss or business failure. Others have been overwhelmed with medical debt, or the fallout from a divorce.
Often times people take on even more debt hoping to wade through difficult times, but never find the light at the end of the tunnel. If you have stopped answering your phone or opening your mail due to the ceaseless calls and letters from creditors - perhaps bankruptcy is he answer. Bankruptcy can stop wage garnishments and bank account levies.
Often times people take on even more debt hoping to wade through difficult times, but never find the light at the end of the tunnel. If you have stopped answering your phone or opening your mail due to the ceaseless calls and letters from creditors - perhaps bankruptcy is he answer. Bankruptcy can stop wage garnishments and bank account levies.
Services
Marjorie S. Archer, Attorney at Law has been providing legal services in the San Gabriel Valley, Pomona Valley, the Inland Empire California and surrounding communities for more than 30 years. A native of Southern California, Marjorie attended school, became involved in her local community, started her legal career and raised a family here in the South Land.
Chapter 7 Bankruptcy, often referred to as liquidation or fresh start bankruptcy, can provide a new financial beginning for those who find themselves overwhelmed by debt with no realistic expectation of ever being able to pay their creditors. Creditors, especially credit card companies, have become increasingly aggressive in their efforts to collect on overdue balances.
Chapter 13 bankruptcy may be your best option if you are facing foreclosure or vehicle repossession. This may also be a solution for unsecured and secured debt of sole proprietorships that meet the criteria set by the Bankruptcy Code. This option is currently limited to cases where unsecured debts are less than $360,475 and secured debts are less than $1,081,400, adjusted periodically to reflect changes in the consumer price index.
Over the last 4 or 5 years I have seen an increase in bankruptcy consultations and filings for folks over 60. The age of the debtor is not listed on the bankruptcy petition so there are no real statistics on this subject - but it seems to be a growing trend. Seniors contemplate bankruptcy primarily to deal with out of control credit card debt.
Reviews (8)
Jennifer G.
Jun 11, 2019
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It was a pleasure to work with Marjorie. She made my case as simple as can be. She keeps open communication with you at all times to walk you through the process. She tells it like it is and makes sure you know what to expect as long as you stay on top of handling your part as the client. Karen is wonderful too, always polite and helpful. I highly recommend coming here. Especially if, like me, you're lost on exactly where to get started. My case is all done now and while I'm happy to put all this behind me, I'm sad my dealings with her office are complete too. All the best Marjorie
Ron Dijcks
Oct 30, 2016
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Lori G.
Feb 05, 2016
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Ms. Archer helped us with a living trust, and we could not be more pleased with her services. She was readily available whenever I called, and the one or two times she was not, calls were promptly returned. When I had questions, I never felt rushed; she took the time to answer them, and patiently went over trust details with me. Very kind, personable, and helpful. Fees were very reasonable. Quality attorney -- I would highly recommend.
Sandra Allan
Sep 20, 2015
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Ms.Archer is a wonderful attorney. She truly cares about her clients and doesn't let you fret about problems in a case. I used her for Bankruptcy 7 in 2013 and she made everything as simple as possible. My case was awarded Bankruptcy 7, and all debts discharged in 2014. Very fast. She stepped in for me when I was very sick fighting my Stage 4 Breast Cancer and made sure I was not being harassed by anyone. She was always ready with an answer if I had questions and was always pleasant on the phone. Because I had such problems with cancer treatment, she had people bring documents to sign. I would
Julie H.
Dec 13, 2014
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I have had Marjorie Archer do several law issues for me and she has been nothing but Professional and Understanding. She has always responded quickly to all our phone calls and takes the time you need to explain everything we needed to know.I highly recommend her if you need her services she specializes in...
Richard D.
Aug 04, 2014
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I went to Marjorie for advice on my unsustainable credit card debt. She explained the intricacies of the California Bankruptcy exemptions and helped me measure weather immediate income would allow me to negotiate sensible payment plans or if it was preferable to file personal bankruptcy and get on with my life. I would have postponed making any decision if I hadn't contacted Marjorie for how I might get protection from creditors.
Richard Drake
Jul 16, 2014
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Denise K.
Aug 13, 2013
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I had this attorney do a living trust for our family and it was done in a most professional manner and precise to our wishes. Our questions were answered and all follow-up was done within a reasonable time. We have never had a problem calling this office or had our calls un-returned. VERY reasonable fees. We highly recommend.!
