Dexter Vestal started his career in the insurance industry in 1991. Was a captive agent with Harvest Life Insurance Company & Missouri Ruralist Magazine. Later was an agent with Principal Financial before opening his own agency in Kirksville in 2007. The experience with prior companies and intense training has left him an elite understanding of the insurance products Vestal Insurance Agency offers.
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What kinds of health insurance are there? There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below). Medicare is divided into four categories. This allows you to customize your personal coverage when shopping for a comprehensive policy.
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Dusty Ray
Jun 23, 2020
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