For loan inquiries, email me at hmorford@ibtx.com or use the form at the bottom of the page. Fortunately, our realtor referred us to Houston and we're SO glad he did. Even in the early stages of our home browsing/stalking via real estate sites, Houston was proactively working with us to make sure we were set up for success when we were ready to buy a home.
Once we were in escrow, Houston and the Independent Bank team completed our escrow in less than 3 weeks! Over and over, Houston and his team consistently went above and beyond to help us with the lending process. I'm thankful to have a lender that I can confidently recommend to anyone I know. My husband and I have worked with Houston on a couple of mortgage transactions in the past.
Once we were in escrow, Houston and the Independent Bank team completed our escrow in less than 3 weeks! Over and over, Houston and his team consistently went above and beyond to help us with the lending process. I'm thankful to have a lender that I can confidently recommend to anyone I know. My husband and I have worked with Houston on a couple of mortgage transactions in the past.
Services
A: Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
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