As a Senior Loan Officer, I work with a wide variety of first-time homebuyers, move-up buyers, real estate investors, those purchasing second homes, as well as clients who are in need of restructuring their liabilities. From my background as a business entrepreneur and real estate investor, I strive to leverage partner relationships while providing each client with a number of avenues to enhance their specific financial goals.
My passion is to offer solid mortgage strategy and planning to each client along with superior service, honesty, and transparency throughout every aspect of the loan process. Getting started is easy. Click Apply Now to start your loan application. As you complete the application, please use your best estimate if documentation is not available.
My passion is to offer solid mortgage strategy and planning to each client along with superior service, honesty, and transparency throughout every aspect of the loan process. Getting started is easy. Click Apply Now to start your loan application. As you complete the application, please use your best estimate if documentation is not available.
Services
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors, CPAs, attorneys, and the most experienced real estate professionals in our market! Your home is one the largest financial commitments that you will ever make, and yet you only think about home financing a few times during your life - we think about it every single day.
In recent years, mortgage guidelines have been tightened. Documentation requirements have been expanded and followed more closely. A pre-approval gets you through the process and uncovers potential pitfalls long before you become obligated by a contract to purchase. You'll be certain about the price range that's best for you.
Any time home values are on an upward trend, some borrowers consider this option. When used responsibly, it can be a viable choice for homeowners who want to access the equity they've built up in their home. If you're looking to improve cash flow by consolidating credit card debt or avoiding additional credit debt to finance home improvements, a cash-out loan may make sense for you.
Purchasing or refinancing your home is a significant financial decision. Placing this process in the hands of the "lowest bidder" may not help to meet your long-term mortgage goals. Some of the pitfalls often experience with low-fee financers can include missed closing dates, last-minute interest rate changes, or additional costs at closing.
There are many factors that determine the interest rate you qualify for when purchasing or refinancing a home. Ever wondered why you see rock bottom rates advertised but once you've gone through the application process, you may not quality for the super low offer? Well, you are not alone; many homebuyers and homeowners get confused when their interest rate comes back higher than what was initially advertised.
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