Independent agents represent a number of Insurance companies and offer products that most appropriately meet your needs. We are very well trained and knowledgeable of all the complexities of our insurance market. Our Homeowner policies can provide the best protection for your home, family and possessions.
There are a number of policies that are available for your specific needs. We provide liability and physical damage coverage for cars, trucks, motorcycles and other vehicles. Through our carriers, Charter Oak can provide a comprehensive automobile policy for you and your family. Commercial coverage can include buildings, other structures, contents, inventory, business interruption and a variety of liability exposures.
There are a number of policies that are available for your specific needs. We provide liability and physical damage coverage for cars, trucks, motorcycles and other vehicles. Through our carriers, Charter Oak can provide a comprehensive automobile policy for you and your family. Commercial coverage can include buildings, other structures, contents, inventory, business interruption and a variety of liability exposures.
Services
Provides coverage for your home and personal property occurring from a variety of events. Such coverage is usually written on an all risk basis which typically includes fire, lightning, wind, vandalism, explosion and burglary/theft but is subject to exclusions such as flood, earthquake and nuclear events.
Your possessions may be more valuable than you realize. Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles, and computer equipment. We can provide the additional protection you need with a comprehensive valuable items insurance policy.
Floods can happen anywhere - just one inch of floodwater can cause up to $25,000 in damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets - your home, your business, your possessions.
Commercial package is a term often used to describe a single policy that provides for both business property and business liability coverage's. These coverage's can include, but are not limited to, buildings, other structures, contents, inventory, business interruption and a variety of liability exposures.
Umbrella or excess liability policies are designed to increase the limits of your basic liability policy. Umbrella policies extend the coverage limits of your basic general and or auto liability policies. The general and/or auto police will pay first, then the umbrella policy will kick in once those underlying limits are exhusted.
Reviews (6)
Ian Peahota
Dec 24, 2021
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Mary Noel
May 23, 2020
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I truly could not speak more highly of Kyle Shouvlin and Charter Oak Agency—we'd be lost without him. My husband and I were new to both home and car ownership and had absolutely no clue what we were getting ourselves into. Kyle helped us at every step of the way—securing incredible home and car-insurance policies for us at the best rate. Over the past 2.5 years, Kyle's response time and quality of service have proven to be without exception. When we experienced damage to our home due to Hurricane Isais, Kyle made the insurance process a breeze, and it was then we realized exactly how well he
Tyler Roberts
Jan 06, 2020
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Richard Sandor
Sep 28, 2019
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Robert
Oct 17, 2018
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Dr. Brian McKay
Aug 07, 2017
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