We provide residential and commercial real estate valuations for the mortgage lending marketplace. With years of experience in the business, we have a proven track record of reducing lenders' time, efforts and costs in managing the appraisal process. Our investment in training and technology has helped our customers greatly reduce their workload.
By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
Services
In 1994 Charles A. Payne, Jr. and a partner began doing appraisals in the back office of a real estate company. Since then Mr. Payne has acquired 100% of the business, we have moved into a suite in the Mountainside Plaza (Jasper, Pickens County), and have grown to five residential appraisers and two commercial appraisers, as well as two home inspectors.
A home purchase is the largest, single investment most people will ever make. Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off. Most of the people involved are very familiar.
Settling an estate is an important and sometimes stressful job. As an executor you have been entrusted to carry out the wishes of the deceased as swiftly and exactly as possible. You can count on us to act quickly and with sensitivity to the feelings of everyone involved. Attorneys and Accountants rely on our values when calculating real property values for estates, divorces, or other disputes requiring a value being placed on real property.
A divorce appraisal should include a well-supported, expert report that is defensible during a trial. When you order an appraisal from Payne Appraisal Services, Inc., you are assured the best in service with professional courtesy and the highest quality appraisal. We understand how to care for the prickly needs of a divorce situation.
The process of creating an appraisal report consists of an evaluation which forms an opinion of value. This opinion or estimate is found through a formal method that generally utilizes the three main "common approaches to value". One of the methods in use is the Cost Approach, which finds what it would cost to replace the improvements to the property, minus age and physical dilapdiation, plus the land value.
Reviews (3)
Linda Kershaw
Aug 24, 2020
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Misty White
Jun 23, 2020
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Susan Skrabanek
Aug 02, 2013
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Before applying for a refinance, given the state of the market, I had a real estate agent assess my property. She pulled recent sales, and reviewed with me in detail what made them similar to my property in terms of attributes, quality of construction, site value, etc. and provided to me a value that should have easily made the refinance possible. I proceeded, and the bank engaged Payne Appraisal Services, who came back with a valuation that was literally LESS THAN HALF of what the realtor indicated my property is worth today. Based on this experience, I would recommend that before applying for
