Union Savings Bank
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Union Savings Bank
At Union Savings Bank, we believe in making mortgages as affordable as possible. We promise our customers a low-cost loan with a low rate and fast approval. It's simply what we do and what we're known for. Call, click, or visit the Union Savings Bank in your community to experience our personal, local service for yourself.

Your first step to a home mortgage begins with our easy pre-qualification process. Mark spent a lot of time discussing various financing options in detail with me, and his team worked hard to accommodate our closing schedule, which had to be worked around a business trip. There was great communication throughout the entire process.
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Since founded in 1904, Union Savings Bank has been serving the local community by promoting responsible home ownership through prudent lending. We are headquartered in Cincinnati, Ohio, where we began, and currently operate 35 full-service branches and lending offices in Ohio, Indiana, Kentucky, and Pennsylvania.
At Union Savings Bank, we're known for our low-cost, low-interest home mortgage loans. Simply put, we believe in making home mortgages as affordable as possible for all of our neighbors in all of the communities we serve. When you contact Union Savings Bank, you'll get the personal attention you need and deserve to help you navigate the home buying process.
Financing your home with us is smart. So is taking advantage of our personal banking services. We offer 35 full-service banking offices in Ohio, Indiana, Kentucky, and Pennsylvania and can help you manage your money and save for the future. Whether you're looking for a checking account, savings account, direct deposit service, or IRA, we have the solutions to help you keep your personal financial situation on track and trending up.
Headquartered in Cincinnati, Ohio, Union Savings Bank is a community bank that is proud to serve the banking needs of many communities in Ohio, Indiana, Kentucky, and Pennsylvania. You can depend on us to provide you with exceptional, personalized service and a variety of mortgage and personal banking solutions to meet your financial goals.
At Union Savings Bank (USB) diversity and inclusion are important components of our organizational values. We are committed to providing an environment of inclusion that supports the diversity of its customers, employees, business partners and communities.

USB serves, employs and does business with individuals and organizations representing many different dimensions of diversity, including race, color, religion, ancestry or national origin, age, sexual orientation, gender identity and expression, physical or mental disability, citizenship status or any other basis protected by law.
Reviews (9)
Shane Neff
Shane Neff
Dec 22, 2020
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Bob helped us refinance our home. We are not bankers or mortgage experts so we relied heavily on Bob's expertise and experiences to help guide us along the way. The service and attention to our loan was what everyone expects but not many provide. Bob was on top of everything and really took the time to explain things so we could understand them. The end result was a significant loan savings on our home, quick closing and great customer service. Thank You Bob!
Dembel
Dembel
Nov 05, 2020
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Fast communication and customer oriented approach favorably distinguish Union Savings Bank. Best rates and closing cost.
Kyle Albert
Kyle Albert
Jun 14, 2020
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If you are thinking about refinancing your home, reach out to Bob Hallman at Union Savings Bank. I've used him three times, besides the standard paperwork, he's made it nearly effortless. Great communication and very professional. Highly recommend him.
William Krebs
William Krebs
Jul 18, 2019
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Unfortunately moved closer to another branch so I do not see them as much but always had a good experience at this branch. Staff is courteous, helpful, and gets to know you like family.
Brian W.
Brian W.
Dec 14, 2018
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My wife and I just refinanced with these guys and what an amazing experience!! We had a particularly complicated situation (at least for us) and John Wagner, a VP over there did an amazing job of not only guiding us through the process but also going above and beyond to work through the challenges. Awesome experience!!
Susan R.
Susan R.
Dec 08, 2018
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We have had our mortgage with Union Savings for 12 years and have been very satisfied. Their rates are consistently low and closing fees are much less than bigger institutions. We just sold our home and are buying a new home. Our loan officer, Chris Northup is very knowledgeable has made this process seamless for us. We highly recommend Union Savings!
Bob C.
Bob C.
Apr 08, 2017
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Great rates, lower than everyone else's! They are bit manual compared to other Financial Institutions, but the savings is well worth it...
Spencer W.
Spencer W.
Feb 28, 2017
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The practices and actions of Union Savings Bank are nothing any borrower should experience. Take my advice, stay away. Their low-interest rates and nominal closing fees in comparison to other lenders are attractive to individuals looking to borrow in the most cost effective manner. Their lending practices are immoral are profoundly illegal. My lending experience with Union Savings Bank was exceptionally problematic. The appraised value of my home was changed four times under what I believe was great pressure by the bank (illegal). As if getting to closing wasn't hard enough, fifteen minutes
Josh D.
Josh D.
Aug 19, 2015
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Worst experience I could ask for. Started out by asking a couple of questions. Loan officer (Mark Cooper) apparently just pushed everything through the process without listening to anything I had to say. Charged money to my credit card before I had a chance to review paperwork, which not only is wrong in itself but I had even specifically said I did not want anything charged until I could review payment numbers. Very slow/almost no communication over a two month period of time. Cost me hundreds of dollars and wasted my time for nothing. Considering a BBB complaint at the least, or file a complaint