RefiNow is a new refinance option that enables more borrowers to take advantage of today's low interest rates and lower their monthly payments. Subject to credit approval and eligibility requirements. RefiNow is a home financing program offered through FNMA. Owning your first home may be more achievable than you think with First Home Now2, available exclusively at MidWestOne.
Access FREE homebuyer resources, get $500 toward Closing Costs1 and more! With MidWestOne + Mobile Wallet, it's never been easier, faster and more secure to make your every day purchases. Save money automatically when you use your contactless debit card and enroll for Bank Your Change.
Access FREE homebuyer resources, get $500 toward Closing Costs1 and more! With MidWestOne + Mobile Wallet, it's never been easier, faster and more secure to make your every day purchases. Save money automatically when you use your contactless debit card and enroll for Bank Your Change.
Services
For more than 80 years, we have earned long-term customer relationships by helping our customers and communities succeed. We believe that the communities we serve are not only the inspiration of our organization, but the purpose behind our existence. That's why customers like you are at the heart of everything we do.
If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further. We believe a great culture will inspire employees to truly love what they do and build the kind of workplace that encourages loyalty, happiness, health, and greatness.
When you open a checking account from MidWestOne you get convenience, security and a team of bankers who've got your back. Choose between our four checking accounts to find the one for you. Earn interest and avoid a monthly service fee with a minimum balance of $1,000 or relationship balance of $25,000.
Safer than carrying cash and less bulky than a checkbook - our debit cards can be used to withdraw cash at ATMs and make purchases wherever debit cards are accepted. If your card is compromised, we can close your card and help minimize the loss of money. The MidWestOne Bank debit card is the standard card that is available with all our checking accounts.
The Power Checking account is our signature account - and for good reason. You'll earn interest and receive up to $15 in domestic ATM fee refunds for each cycle you qualify. If you choose to receive a paper statement (non-image or image), you will be charged $3/statement3 and will not qualify for the Power Rate.
Reviews (7)
Taylor Nicole
Dec 15, 2021
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Jennifer Clougherty
Dec 12, 2020
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R. P.
Jul 28, 2020
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JoeyG
Jul 07, 2020
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Mason Koelm
Dec 18, 2019
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I needed to get some quarters for laundry. I walked in and asked if I could get two rolls as change for a twenty. However, policy is only to do such services for members, which I was informed of mechanically by the teller. I then walked to Wells Fargo, where I received the quarters I needed without being a member by a very friendly teller.
Chris Trantham
Dec 17, 2018
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I needed to simply verify one small piece of information with someone at this bank. It would have saved a mutual customer a great deal of time and trouble. They absolutely refused to provide a simple answer to a yes or no question that had absolutely nothing to do with the privacy of the customers information. Their policies are not customer service friendly and are not based in any form of common sense. They weren't even apologetic about it.
M. S.
Nov 11, 2014
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A previous reviewer (in 2010, perhaps) advised readers to stay away from Midwestone's online banking. My 2 cents: Firstly, I'd recommend this bank for the good customer service I received from it since 1999, as well as its role in the Iowa City community in general. Secondly, the web interface - at least in 2014- is functional, albeit no-frills and ripe for redesign. Thirdly, the management seems willing to listen to customer feedback.
Unless you are particularly picky about online banking, your experience with this bank should be just as good as with any of the established local banks in Iowa
Unless you are particularly picky about online banking, your experience with this bank should be just as good as with any of the established local banks in Iowa
