We're a mortgage broker located in Seattle, WA. We specialize in helping our clients buy homes in King, Pierce & Snohomish Counties. Known as Purchase Experts with a proven record of Closing 100% On-Time or sooner, which is why real estate agents love us. Need to close fast in 10 days? We are ready!
Financing terms this strong makes your offer stand out to the Listing Agent and Sellers! This is the reason why many top producing Real Estate Agents trust their valued clients with our team. We are driven by results and service. There is no reason to pay a high interest rate on your home loan. We'll start with a full mortgage review.
Financing terms this strong makes your offer stand out to the Listing Agent and Sellers! This is the reason why many top producing Real Estate Agents trust their valued clients with our team. We are driven by results and service. There is no reason to pay a high interest rate on your home loan. We'll start with a full mortgage review.
Services
What could 2020 have in store for homeowners and future buyers? In 2018 the Federal Reserve confidently projected higher rates in both short team and long term rates. Concerns of Inflation fueled their analysis. 2019 was a miss. There stance from short term rate hikes to short term rates cuts were a result and long term rates of mortgages in the second half of the year declined to historic low's of late 2017.
Loan Types for Primary Residence, Second Home, Investment Properties, to Purchase or Refinance. A conventional loan will follow guidelines of the government-sponsored enterprises, Fannie Mae (FNMA) and Freddie Mac (FHLMC). Loan amounts of $484,350 (Conforming) and under with a down payment of 3% or more are requirements for this loan.
One of the main benefits of refinancing is reducing your interest rate. A lower interest rate will affect the monthly payments, saving hundreds or thousands of dollars a year. Many people refinance in order to obtain money for large purchases education or to reduce other consumer debt. This is done by refinancing for the purpose of taking equity out of the home referred to as a cash-out refinance.
This winter we continue to see the lack of inventory and the demand from buyers pressuring home prices higher. There are factors that will help your offer to be considered by a seller. Speed to close, contingencies waivers, strong earnest money, Loan Officer involvement and more. Have questions? I am here to help with answers.
Here is your buying power today. I have spoken and closed with so many buyers who this time last year were frustrated with the market, being outbid and rates slowly moving higher. Some is still the same when it comes to the lack of homes to meet the buyer demand. But the mortgage rates on average are 1% or more, lower than this time last year.
Reviews (28)
Mark Vather
Dec 16, 2021
Report
Vishal Mishra
Dec 16, 2021
Report
Keith and his team are just great. Being a first-time home buyer, we had a lot of questions about the process and Keith helped answer all of it. We had a limit on what we can afford as monthly payment and Keith helped figure home price range that we can afford. He walked us through what to expect during loan approval and provided prompt update on every step of the way. We were ready to close way ahead of schedule! He and his team were very responsive all along and answered all our queries quickly and effectively.
Svetlana Rodionova
Dec 15, 2021
Report
Working with Keith and his team was the best choice!
We were in situation when we need to close the deal in a few weeks and Keith promised to do that in time. He did it with the greatest support and transparency. We were supported through every step and Keith personally was dedicated and involved. Main points that we wanted to mention :
- Transparency - provided with detailed roadmap of the process.
- Guidance - Zoomed in and explained role and expected input/output for each of the stages.
- Responsiveness - throughout the entire process remained available via phone and zoom. Readily answered
We were in situation when we need to close the deal in a few weeks and Keith promised to do that in time. He did it with the greatest support and transparency. We were supported through every step and Keith personally was dedicated and involved. Main points that we wanted to mention :
- Transparency - provided with detailed roadmap of the process.
- Guidance - Zoomed in and explained role and expected input/output for each of the stages.
- Responsiveness - throughout the entire process remained available via phone and zoom. Readily answered
Montiqueno Corbett
Dec 14, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Keith and his team at Mortgage Reel are absolutely phenomenal! I've never had a transaction go so smoothly before and my application was especially complicated. He also helped me work through a few financial questions that I had outside of the transaction. Truly look no further. This team is great!
Keith and his team at Mortgage Reel are absolutely phenomenal! I've never had a transaction go so smoothly before and my application was especially complicated. He also helped me work through a few financial questions that I had outside of the transaction. Truly look no further. This team is great!
Saiko Godinez
Dec 13, 2021
Report
Alyssa Lorentson
Dec 08, 2021
Report
Selene Russo
Dec 06, 2021
Report
Keith Akada and his team at Mortgage Reel were amazing. Keith was helpful, professional, friendly and put in a ton of work for us. We had the exact same offer as another buyer, and I know it was Keith's assurance to the seller that we could close quickly and smoothly that won us the house. In this crazy market, it was essential to have someone as knowledgeable and hard working as Keith to answer our questions and go to bat for us. I would absolutely recommend Keith and Mortgage Reel to anyone.
Bennett L.
Nov 27, 2021
Report
Steven and Naomi were wonderful in helping coordinate the process of pre-approvals, pre-underwriting and eventually official underwriting and finalizing the loan for my new house.
I was a first time homebuyer and they made the process easy and as pain free as possible. They were always quick to reply and answered every single question I had. I would highly highly recommend Steven and Naomi and suggest anyone who is looking for a mortgage broker to call them NOW!
I was a first time homebuyer and they made the process easy and as pain free as possible. They were always quick to reply and answered every single question I had. I would highly highly recommend Steven and Naomi and suggest anyone who is looking for a mortgage broker to call them NOW!
Dyna L.
Nov 10, 2021
Report
Steven and his team made the refi process flawless, he saved us time and money. He was able to reduced our interest rate, waived our appraisal fee and offered us lender credit, exactly what a customer would look for. Him and his team were also pretty reliable of communications , they're always there when we have a question. I would definitely recommend them to any of my friends and family.
Abi S.
Oct 28, 2021
Report
Keith was very helpful throughout the process (from 0-1).
He was thoughtful, providing advise on how to proceed, giving details on specifics and information about the loan details throughout.
Keith also kept track on all the logistics to keep us update during the entire process.
His team was also very efficient, detailed and prompt is providing any assistance and help throughout the process.
Would definitely recommend Keith/team.
He was thoughtful, providing advise on how to proceed, giving details on specifics and information about the loan details throughout.
Keith also kept track on all the logistics to keep us update during the entire process.
His team was also very efficient, detailed and prompt is providing any assistance and help throughout the process.
Would definitely recommend Keith/team.
LeAnn Dittmar
Oct 27, 2021
Report
If you’re looking for an honest, well informed and hard working mortgage person- Keith is the one! Keith helped us navigate finding the best mortgage deal during the crazy housing market last summer. Most mortgage agents just tell you their rates and end it there but Keith walks you through the ins and outs of all your options (purchase prices, rates, types of loans, mortgage payments etc) and really helps you make an educated decision. We were also able to close the loan quickly (in 3weeks) which was super important in the unprecedented housing market of summer 2021. I loved working with Keith
Abigail Evans
Oct 19, 2021
Report
Keith and his team are absolutely fabulous to work with. My husband and I have had the honor to work with Keith a few times now and each time has been wonderful. Keith is incredibly responsive, very knowledgeable and overall just very helpful. They also have great technology to ensure your information is kept safe. In this competitive market they are able to close quickly, while ensuring things happen at the right time. They make the process easy, so you can take care of things on the go.
We wouldn’t hesitate to work with Keith in the future.
We wouldn’t hesitate to work with Keith in the future.
Adam G.
Aug 23, 2021
Report
Keith was referred to us by our Redfin agent and we couldn't have been happier to work with him and Sara. Keith jumped on a call with us at 8pm the night after we found our dream house and worked with us for over an hour to get our preapproval set up. He got our offer in the next morning and went to bat for us immediately by reaching out to the listing agent and recommending our offer. Between him and the lender he set us up with, the listing agent was sold on us and our offer was accepted. He and Sara worked hard to keep us on track and up to date about everything and we closed 3 weeks later
Stefan V.
Jul 15, 2021
Report
We worked with Keith and his team to close on our first home and I can't think of anything they could have possibly done better. We were able to close in 2 weeks (which gave us an edge in this super competitive market) because they went the extra mile to make things work, even when there were some technical challenges, and we got a fantastic rate.
Keith spends the extra time to walk you through everything that will happen so that there are no surprises, which was important to us as first time home buyers. He is also incredibly straightforward and humble. We would definitely work with Keith
Keith spends the extra time to walk you through everything that will happen so that there are no surprises, which was important to us as first time home buyers. He is also incredibly straightforward and humble. We would definitely work with Keith
Allan L.
Jul 02, 2021
Report
Thank you Steven!!
In this current housing market, choosing the best lender can be deciding factor on having your offer accepted. I was lucky to have a great supporting cast. Steven was sincerely the best decision we made. We shopped around and ultimately found his timely service, patience, knowledge, and even personality was outstanding.
Timely service - Seriously, this may have been the reason we closed on our house. Steven was extremely responsive and his passion for his work showed. Hes a true professional and with this current market, houses fell off the listing within hours. We found
In this current housing market, choosing the best lender can be deciding factor on having your offer accepted. I was lucky to have a great supporting cast. Steven was sincerely the best decision we made. We shopped around and ultimately found his timely service, patience, knowledge, and even personality was outstanding.
Timely service - Seriously, this may have been the reason we closed on our house. Steven was extremely responsive and his passion for his work showed. Hes a true professional and with this current market, houses fell off the listing within hours. We found
Lisa L.
Jun 03, 2021
Report
Emily P.
May 25, 2021
Report
Caleb R.
May 15, 2021
Report
With the help of Keith and his team, I was able to got from putting an offer in to closing in two and a half weeks! He and his team were unstoppable, and saw to every detail immediately! I've never in my 15 years of home buying/refi/selling experienced such quick, competent service! All of my future lending needs are 100% going through The Mortgage Reel!
Gary S.
May 14, 2021
Report
Brian H.
Mar 31, 2021
Report
Steven and the rest of his team were extremely timely, responsive, and got us a better deal than we expected. He helped us with a new home purchase in Seattle. He was able to get us a low interest rate, low closing costs, and able to deal with our unusual financials. We would certainly Steven and Fairway again in a heartbeat.
Usama I.
Mar 23, 2021
Report
This review is long overdue!
Buying a home can be a stressful process especially if it's your first. Jason Ramos was incredibly helpful, calm and professional throughout the entire journey. During our initial call he took the time to walk us through the process and provide us with an honest estimate of the closing cost and timeline. Jason was able to beat the rate we had been quoted by our lender and worked with us to gather all the documentation promptly. We were able to successfully close on the property in two weeks, thanks to Jason's guidance and insight. We would highly recommend
Buying a home can be a stressful process especially if it's your first. Jason Ramos was incredibly helpful, calm and professional throughout the entire journey. During our initial call he took the time to walk us through the process and provide us with an honest estimate of the closing cost and timeline. Jason was able to beat the rate we had been quoted by our lender and worked with us to gather all the documentation promptly. We were able to successfully close on the property in two weeks, thanks to Jason's guidance and insight. We would highly recommend
Alfred E.
Nov 23, 2020
Report
Steven F and Naomi R were great to work with and made the process extremely easy for me. They kept me up to date as we went along and kept me on track on what was needed on my end. I would recommend reaching out to Steven F for all your home buying/loan/financing needs. Will definitely work with him and his team again in the future.
Astrid F.
Oct 15, 2020
Report
Steven helped us with our first mortgage 6 years ago. As first time home buyers, he was patient and knowledgeable -- and answered my long list of questions each time we met. It couldn't have gone smoother. Fast forward 6 years and we decided to refinance and take advantage of the lower interest rates that were available. Again, Steven handled our account with such great care -- and even during this time of Covid-19 when everything had to be done remotely -- it was just like the first time.
Eric C.
Jul 13, 2020
Report
I'm a first time home buyer and mortgages/home buying is scary to me. Keith was one of the first people I talked to. He spent hours of his time educate me about the process before I had committed to working with him. Here's some of the criteria I felt were important.
Responsiveness - Keith always made time for me. Whether it was answering my many questions as a first time home buyer or coming up to bat when needed.
Expertise - His knowledge was apparent the moment you start talking to him. He's able to communicate with you even if you are not well versed in finance or mortgages
Responsiveness - Keith always made time for me. Whether it was answering my many questions as a first time home buyer or coming up to bat when needed.
Expertise - His knowledge was apparent the moment you start talking to him. He's able to communicate with you even if you are not well versed in finance or mortgages
Keiko C.
Jun 30, 2020
Report
A+++ Service!! Jason Ramos and Sara Shedd are professional, experienced, knowledgeable, and responsive! What is great about Jason is he truly cared about what was best for us, and we honestly believed that he went above what a mortgage lender would traditionally do for their clients. Do yourself a favor and contact Jason Ramos when you begin your search for a mortgage, you will not regret it.
Jason and Sara,
Thank you for making our transition to this new amazing chapter of our lives so easy and perfect. You guys are amazing!
Jason and Sara,
Thank you for making our transition to this new amazing chapter of our lives so easy and perfect. You guys are amazing!
Katie Katie Bobatie
Mar 31, 2020
Report
I can't say enough about Keith, Sara and the Mortgage Reel. I completely trust them and have not had a single negative thing happen during both an initial home mortgage and a refinance. Keith is honest, he is there for you with questions and concerns. He takes pride in his work and truly cares about the well-being of you and your family. Sara is incredibly communicative and efficient. She helps you through the process of getting all your documents in and answers all your questions along the way. There is a ton of communication about where you are in the loan process. After working with Keith, Sara
Dan T.
Mar 26, 2020
Report
At best, my interactions with Keith were a complete waste of time that postponed home buying for several weeks. After I submitted all the financial documents he requested, he completely ghosted - not a word. I sent one email, requesting an update, and was told Keith would "reach out ASAP." He didn't reply at all.
He didn't reply until I told them to cancel my application. Then he emailed and gave a weak excuse, blaming it on scheduling software. I asked him to delete my application (because I don't want my financial records sitting with someone I don't trust.) He
He didn't reply until I told them to cancel my application. Then he emailed and gave a weak excuse, blaming it on scheduling software. I asked him to delete my application (because I don't want my financial records sitting with someone I don't trust.) He
Tina Ryan Mckay
Dec 20, 2017
Report
Keith always takes great care of our team's clients and does everything he can to help our clients with every question and concern. He recently sponsored our client appreciation event and everyone was very impressed with his professionalism, enthusiasm and kindness. He pays great attention to detail, is very thorough and makes every experience very enjoyable. You're the best, Keith!
