At Mindful Money you are the number one priority. You have worked hard to get in the position of home ownership, we are here to guide you to your ultimate goal. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone.
With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back. Mindful Money strives to ensure that its services are accessible to people with disabilities.
With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back. Mindful Money strives to ensure that its services are accessible to people with disabilities.
Services
About
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Samantha has been a mortgage loan officer for 15 years. Samantha works as an independent broker, this allows her to compare rates and options at dozens of banks instead of being tied to only one. This means she has more freedom to find her clients the very best loan for their specific needs, rather than using a "one size fits all" approach.
Mortgage Calculator
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Basics
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Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Loan Process
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Programs
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The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
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