Living Local in Northern Michigan. We are an independent insurance agency offering Personal, Commercial, and Life Insurance coverages. Our goal is simple: to use our time, knowledge, and resources to improve your position in life. We can assist you throughout Michigan, with offices conveniently located in Bellaire and Elk Rapids.
Our service-oriented staff will give you policy options designed to help make your coverage decisions easier. Working with the leading insurance carriers, we can tailor your business coverage to work best for your specific company. For affordable solutions that help grow your business, come to Fischer Insurance.
Our service-oriented staff will give you policy options designed to help make your coverage decisions easier. Working with the leading insurance carriers, we can tailor your business coverage to work best for your specific company. For affordable solutions that help grow your business, come to Fischer Insurance.
Services
To operate in an ethical and caring manner that validates the respect and trust that our clients choose to place with us. To use our time, knowledge and resources to improve our clients' position in life and business. Fischer Insurance is an independent insurance agency offering property, casualty and life insurance products.
Your home may be your biggest asset; you need the right agency to help protect it. Not only have you spent money on it, but it's the center of your life - where you go to feel safe. It makes sense to do all that you can to keep it safe. If your home becomes damaged or destroyed, you have to settle your claim with a reliable insurance agency.
Auto insurance can be your single biggest exposure, not to mention the most expensive. Our goal is to ensure that you are not only getting the proper coverage, but getting it at a competitive rate. As an independent agent we offer multiple quotes from the leading insurance carriers.
Auto insurance premiums are based upon many factors, primarily the type of car you own, the age and motor vehicle records of drivers in the household, the distance the car is driven and the garaging location of vehicle.Cost is also considered by coverage limits such as liability and medical coverage limits as well as physical damage coverage.
Auto insurance premiums are based upon many factors, primarily the type of car you own, the age and motor vehicle records of drivers in the household, the distance the car is driven and the garaging location of vehicle.Cost is also considered by coverage limits such as liability and medical coverage limits as well as physical damage coverage.
State Minimums for Bodily Injury are changing - Carrying less than $250,000/$500,000 will require you to sign a selection form acknowledging your lower coverage. You will still be able to select the current Unlimited Coverage or lower protection of $500,000, $250,000, $50,000 for Medicaid recipients, $0 if you have a Qualified Health Coverage.
What happens when you exceed the current liability limits on a home, auto or even watercraft policy in the event of a catastrophic loss? A personal umbrella policy will protect you against covered losses that exceed these underlying limits. In some cases, an umbrella policy provides protection for situations that may not be covered by the underlying policy.
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Brianne Draper
Mar 01, 2021
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