Our certified Financial Advocates work in partnership with you to review your unique financial situation and identify options and strategies specific to your needs. Our certified, HUD-approved financial advocates will support you at every stage of your home-buying journey. Florida downpayment assistance programs require in-person workshops.
Offering online workshops in Scams & Identify theft, Credit and Credit Reporting, Introduction to Homeownership, and Budgeting. Understanding your credit report, how it impacts you and how to build a healthy credit history can be confusing! Your credit report and score impacts most areas of your financial life and can have a long term effect on your ability to obtain credit at reasonable interest rates.
Offering online workshops in Scams & Identify theft, Credit and Credit Reporting, Introduction to Homeownership, and Budgeting. Understanding your credit report, how it impacts you and how to build a healthy credit history can be confusing! Your credit report and score impacts most areas of your financial life and can have a long term effect on your ability to obtain credit at reasonable interest rates.
Services
Finding your way on the road to financial fitness can seem overwhelming. To solve financial challenges and reach your goals, you need a trusted partner who genuinely cares about your financial wellbeing. Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom.
For over 50 years, CCCSMD has been a certified nonprofit provider of budget, credit and debt counseling. We have helped thousands of people who are struggling to pay their bills sort through the confusion, create a realistic budget to achieve their goals, and start on the road to financial security.
Please do not send sensitive or confidential information, such as statements or personal documents, to this email address as it is not secure. If you have general questions, you can also reach us via Facebook and Twitter. If you have a question about your debt management program or counseling session, please give us a call as we cannot discuss client information via social media.
Join CCCSMD to become more aware of current scams; how to protect against identity theft; indicators of scams and identity theft; how a victim of a scam or identity theft can move forward towards recovery; how being a victim of a scam or identity theft can impact an individual's ability to secure, afford and sustain housing.
Freedom from debt means financial security. We can help you understand where your money is going, how to reduce expenses and make a plan to achieve your goals. We'll connect you to other resources and if a debt management plan is right for you, we'll support you along the way with text reminders and tips.
Reviews (2)
Valerie Dessar
Nov 28, 2020
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The most robotic impersonal approach I’ve ever experienced. The lady was reading her scripts and that’s about it. At the end of the day I didn’t get any new information she just told me how much I owe and what my monthly payments are with my creditors. Thank you I knew that already. I asked what exactly do they do because again- I know my payments and all and that’s not the problem. She preceded to tell me that some creditors won’t work with customers and that’s when they come in. Which is inaccurate at least in my case (and anybody I’ve ever heard of) because creditors offer all
Monique Kitrell
Jul 10, 2020
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CCCSMD did not get off to a good start with me. I made an appointment the week before for the next Friday at 3:30 in the afternoon. When it came to the day and time of the appointment, I received no call or email to let me know that she would be late calling me. I finally called when I didn't receive a call after almost 40 minutes after my appointment time. When I called to reschedule; the woman who answered the phone stated that she was "just about to call me" because the initial counselor's last appointment ran over and she thought my appointment was at 4:00 pm instead of 3:30 pm. I called CCCSMD
