We got pre-qualified for a home loan through Sean, he is very knowledgeable and takes time to explain everything and answer all of our questions. It's not everyday that you purchase a home, so having Sean there to guide us through the process has been very helpful. Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.
Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever. Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.
Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever. Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.
Services
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful! We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook. We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
The traditional 30-year fixed* rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed* rate loan may be a good option if you plan on staying in your home for years to come. We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed* Rate Mortgage Qualifier.
An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The initial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
The initial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
Reviews (9)
Charles Dean
Dec 24, 2021
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Sean Safholm and the Cal State Lender Team are ROCKSTARS! This is now my 6th real estate transaction and working with Cal State Lender was BY FAR the smoothest and best. Sean absolutely crushed every other quote I received for this transaction. Not only that though, he was way more communicative and very transparent with everything. I work in digital marketing and the majority of our clients are mortgage brokers and Loan Officers. Needless to say, I've worked with and spoken to hundreds, if not, thousands of mortgage professionals over the years. So when I say Sean Safholm and the Cal State Lender
Anthony Munoz
Nov 24, 2021
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Sean and Shana were great to work with. Both were very responsive and provided all the information we needed throughout the refinance process. I am confident in recommending their services and feel like their goal was to put our family in the best situation with our home loan. From start to finish the process was smooth and we closed in plenty of time.
Sergey Shtirbu
Nov 02, 2021
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Shana and Sean at CalStateLender were super helpful through my whole home-buying process. With quick responses and easily accessible contacts, I was able to close on my home faster than I thought was possible which was perfect for our situation. I appreciate their work and highly recommend CalStateLender for all real estate situations. Thanks guys!
Kaylee Ha
Oct 31, 2021
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Julia Edwards
Oct 31, 2021
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Just getting ready to close on my second Refi with cal state lender!! I'm so excited! Sean and Shawna have been amazing in working with me on this. I'm lowering my interest rate and pulling cash out. I'm so elated! The pandemic has been difficult with the state cutting my pay. I think 🤔 I'll finally catch up!! Thanks again to cal state lender!!
Eric Gifford
Oct 15, 2021
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I have financed/re-financed my home loan with CalStateLender, Inc. 4 or possibly 5 times since we moved into our current home back in March of 2017. There is a reason I keep coming back to them. Sean and the rest of the team have provided exactly what I want in a mortgage broker. They consistently bring us competitive mortgage options and are very responsive and professional with their communication. At the same time, they are extremely patient and helpful. They always address any questions or concerns I might have and are happy taking time to explain concepts I am not familiar with. If/when I
Joyce Bree
Aug 27, 2021
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Sean Safholm made our refinance quick and easy. Additionally he found us the lowest interest rate. His office staff were prompt in responding. All the paperwork was completed digitally. We completed everything,, start to close in 10 days! We highly recommend Sean for all your mortgage lending needs.
Kt S.
Aug 19, 2021
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Kate Martin
Jul 31, 2021
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Sean and his team have handled three of my mortgage transactions and every experience has been super easy! They are personable, professional and knowledgeable and make the entire process easy! They always kept me informed and made sure I had complete understanding of the entire process! I look forward to working with them for my next mortgage transaction!! Thank you Sean and team!!
