Austin mortgage lender Joel Richardson will provide you with the best mortgage solution for your home loan needs. As a one of Austin's chief mortgage lenders, Joel Richardson can deliver low rates and a dedicated staff to meet your home mortgage needs.
With over 20 years of financial experience, he is a top Austin mortgage lender for renovation and custom construction projects, as well as purchases and refinances of residential and investment properties.Joel has proven results that will guarantee you personalized service.
With over 20 years of financial experience, he is a top Austin mortgage lender for renovation and custom construction projects, as well as purchases and refinances of residential and investment properties.Joel has proven results that will guarantee you personalized service.
Services
Extensive knowledge about Mortgage Programs for Custom Construction, Jumbo, Conventional Purchase & Refinance Loans, VA Loans, Investment Property Loans, and Home Renovation Loans. Proven results and great reviews as a PrimeLending Power Producer, 5 Star Mortgage Professional (2015, 2017, 2018, 2019) and a 2016 - 2019 Top 1% Mortgage Originators in America.
Buying a home in Austin is a great way to invest and keep expenses down, since the cost of renting is rising quickly here, putting an increasing burden upon a tenant. Unless you can afford to pay for a home in cash, a home loan is a necessity to owning real estate. A mortgage lender can tailor options for repayment to meet a borrower's needs and goals.
A cash-out refinance lets you tap into your home's equity for cash you can use for any purpose you choose. Unlike a home equity loan or line of credit, which results in a second mortgage on your home, the cash-out refinance replaces your current first mortgage. The new loan amount equals the balance of the original loan plus the additional amount you draw against your equity.
Many people mistakenly believe that getting a loan for a condo can be a difficult task. In reality, in recent years, more lenders have been offering these loans, so more borrowers are eligible to receive condo loans. The standards are still stringent; however, getting a condominium loan can be done if you work with knowledgeable Austin lender, Joel Richardson.
Austin Mortgage Loan Officer and Branch Manager Joel Richardson offers the following free construction mortgage FAQ to help you with your construction financing plans. Please feel free to use this resource as you begin to research your customer construction mortgage needs. If you've owned the lot for more than one year, we can use the equity that you have earned.
Reviews (7)
Sam Khandker
Dec 12, 2021
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Ross Reynolds
Oct 21, 2021
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Macy Vierra
Oct 20, 2021
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Mark Magee
Sep 17, 2021
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Joel and his team were very professional and on top of every step of the process, from application to post-closing. They kept me informed and provided quick responses and even information about items I had not put on my to-do list. I highly recommend PrimeLending and it is obvious to me why they are a leader in the industry. I never felt like one file in their stack of pending files. It was a personal connection throughout and perfectly synchronized.
Adam Johns
Jul 30, 2021
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Rajani Ravindran
May 23, 2021
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Joel Richardson and his team -Annette and Amy - did a fantastic job on the entire lending process. We have financed several properties through Joel and wouldn’t look elsewhere. They are great to work with and provide competitive rates, very thorough and disciplined and work fast to ensure a hassle free and timely closing especially in this crazy Austin market. You are in excellent hands with Joel’s team at Prime Lending!
Kevin Donnelly
May 22, 2021
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Recent Refinance with Joel Richardson:
We were looking to refinance our 7 year ARM and had spent quite a bit of time speaking with our existing lender as well as other lenders. We weren't sure who to believe as each one gave us a different "spin" on what we should do and what could/could not be accomplished (like rolling our existing HELOC into a new loan). We were give Joel's contact information from a trusted friend in the Austin Real Estate market and we are so glad we did as we received straight answers and were presented various options that met our needs. Most importantly Joel and team were
We were looking to refinance our 7 year ARM and had spent quite a bit of time speaking with our existing lender as well as other lenders. We weren't sure who to believe as each one gave us a different "spin" on what we should do and what could/could not be accomplished (like rolling our existing HELOC into a new loan). We were give Joel's contact information from a trusted friend in the Austin Real Estate market and we are so glad we did as we received straight answers and were presented various options that met our needs. Most importantly Joel and team were
