Texas Premiere Mortgage
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Texas Premiere Mortgage
Texas Premier Mortgage offers purchase, refinance, and home equity loans in Houston and the surrounding areas. Our goal is to provide you the best rates, lowest fees, combined with our award winning service. We offer conventional, FHA, VA, Jumbo and USDA mortgage loans. Our group of experts will help you decide which mortgage loan fits your needs and exceed your expectations.

As a mortgage broker we have access to the best and newest programs on the market. Our Mortgage Experts are available 7 days a week to assist in answering your questions and issuing loan approvals. Our closing costs estimates and loan estimates are extremely accurate which ensures no surprises at closing for you.
Services
Texas Premier Mortgage Incorporated is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
An adjustable rate mortgage (ARM) is a mortgage in which the interest rate may change over time in a specific amount of years. With an adjustable rate mortgage, the interest rate may change periodically, usually in relation to an index (London Interbank Offered Rate, or LIBOR), and payments may "adjust" up or down.
Conventional loans are mortgage loans offered by non-government sponsored lenders. Conventional loans may be conforming and non-conforming and have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac. These two stockholder-owned corporations purchase mortgage loans complying with the guidelines from mortgage lending institutions, packages the mortgages into securities and sell the securities to investors.
FHA loans are loans that are insured against default by the Federal Housing Administration (FHA). This great loan program makes it simple for those who may not qualify with other programs. FHA typically offers lower interest rates, lower income requirements, and does not hold as much weight to your credit score compared to other loan programs also know as conventional loans.
What Is a Jumbo Loan? A Jumbo loan is any home loan that exceeds a specific loan amount called the conforming loan limit for each state. A jumbo, or non-conforming, loan provides financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac. It may be a good choice if you have a higher property value and can manage larger monthly mortgage payments.
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