Welcome to Sellens Real Estate Lending, providing loan origination throughout the State of California. Primarily, at Sellens Real Estate Lending, we originate real estate loans on 1-4 Single Family Residence properties, although we provide commercial real estate financing as well, anywhere in the United States. Lending specialty types are FHA, VA and Conventional Loans, like Fannie Mae and Freddie Mac. In addition, we offer other specialty loans for Manufactured Homes and Mobile Homes, built before and after 1976.
Services
A little about me: As a wholesale mortgage broker, Sellens Real Estate Lending arranges loans with the best current rates, for property owners in California. Commercial lending is available throughout the United States. Real Estate means home and land property, or just land alone. We also offer loans for Mobile Homes in a Park, which are classified as personal property, or chattel loans.
I am available most times to answer your questions relating to lending. Most often your particular loan questions are going to be different than the next person's and you need a custom kind of answer to give you an answer you can count on. The age of the home is important as well. In the case of a manufactured home or a mobile home DH can determine if you will be able to finance that particular property.
Please contact me at my office, located in Yucaipa, CA, and please use the above information to contact me. However, Sellens Real Estate Lending is fully licensed to originate single family loans, throughout California, and since most of the work is done via emails and the internet, the property location is not important.
80% Loan to Value Owner Occupied Cash Out Refinance Program - No Ownership Seasoning Waiting Period. For the most part, the type of lending that you get, is determined by the type of property you are financing. FHA loans are only offered for one to four unit properties, and if the property involves more than one unit, then the owner must live in one of the units.
Manufactured home purchase transactions may take longer, because many of the funding lenders who advertise 21 day closings, do not provide funding for manufactured homes. As time goes by, this too will change. Like it or not, with every year that passes, the requirements, disclosures and borrower protection list grows so that closing your purchase loan has more time-tables and delays.
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