Sit down with one of our experienced staff as they help provide an assessment of your current situation, explore your options, and review the process to achieve a fresh start. Most importantly, it's how we feel at the moment of financial stress/breakdown. Never once did you make me feel like it was my fault.
Paul J. Pickering and Associates are compassionate, caring and always had a reassuring smile. I would just like to thank you so much for the help you gave me. Life is so much better without the stress of wondering how to pay my credit cards every month. I should have done it much sooner. Once again, my thanks and gratitude.
Paul J. Pickering and Associates are compassionate, caring and always had a reassuring smile. I would just like to thank you so much for the help you gave me. Life is so much better without the stress of wondering how to pay my credit cards every month. I should have done it much sooner. Once again, my thanks and gratitude.
Services
We started this business in 1990 to provide one-on-one financial solutions. We are here to help you through your solution with dignity, respect, and the highest confidence in your future. Paul J. Pickering and Associates Limited (formerly Paul J. Pickering Limited) was founded in 1990 with the idea and goal of helping individuals deal with personal debts through the process of financial rehabilitation.
Every day, we help our clients to obtain a fresh start and the freedom to spend their time focusing on the things that matter most. As family is one of the most important things to all of us here at Paul J. Pickering and Associates Limited, it is important to us to not only help families here in the office, but to also help the families and others within our community.
A consumer proposal is a contract that you make with your creditors to repay what you can afford to pay when you find that you are unable to pay your debts in the normal course. The payment schedule that is created in consultation with a Licensed Insolvency Trustee is based on your income, living expenses and family responsibilities.
These questions and answers provide a brief summary of the most common questions asked. However, these questions do not address all the issues that may be applicable to your specific situation. Further questions can be answered by contacting Paul J. Pickering and Associates Limited, Licensed Insolvency Trustee.
Payday loans are incredibly dangerous. If you have taken out one payday loan, you have taken out one too many. Over the past few years, our firm has seen a consistent increase in the number of clients who were caught up in an ever-increasing payday loan cycle they could not break. Although the government has put restrictions on the amount lenders can charge for payday loans, the charges and interest rates remain substantial.
Reviews (7)
A. Db
Dec 11, 2021
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Cavan and his team were a pleasure to work with. They were very knowledgeable and guided me through the entire process. They were very thorough and made complicated information very easy to understand. Cavan and his team always made me feel supported and they were always there to answer my questions. I highly recommend this company.
Chris G.
Dec 01, 2021
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Tyler Mathies
Nov 02, 2021
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Nm Yb
Oct 11, 2021
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Cavan Cottell, owner of Paul J. Pickering and Associates is a member of our business referral & networking group. He is trusted to help our clients when they run into trouble with finances. He has kept us informed throughout the pandemic on funding available for business owners. Cavan is very knowledge, a calm presence and he s always ready to answer your questions.
Janice Little
Sep 01, 2021
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Badkitty Cat
Jul 07, 2018
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I didn't have a clue what I was doing and made appointments with a few places to figure out what my options were. I felt belittled at the other places I visited and ended the day in tears. My experience at Paul Pickering's office was quite the opposite. They made me feel comfortable, safe and informed about my options. They helped set me on a path to a better financial future and they have continued to support me throughout the bankruptcy process. I am in the last year of my bankruptcy and can't wait to see it disapear from my credit report and be free and clear! I couldn't have done it without
Bobby Sheppard
Jul 05, 2015
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I had to file bankruptcy several years ago and Paul had made sure he informed me of all the alternative options, such as debt consolodation for example... but In my case unfourtunately bankruptcy was the option that made most sense. His office made this process as easy and painless as possible. He also was a great help on helping me budget by teaching methods and tools to aid in budgeting.
Fast forward a few years and I need some info from his office and they were very helpful and were happy to hear my circumstances have drastically improved since then. Thanks Paul and the rest of your office
Fast forward a few years and I need some info from his office and they were very helpful and were happy to hear my circumstances have drastically improved since then. Thanks Paul and the rest of your office
