Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
With prime products to its proven non-prime lending business, Mortgage Tree Capital offers a full spectrum of loan products to suit any borrower's needs. With over 50 loan programs to choose from and a professional staff who can customize a loan to meet your needs. Mortgage Tree Capital together with our experienced loan officers, are all ready to serve you today.
With prime products to its proven non-prime lending business, Mortgage Tree Capital offers a full spectrum of loan products to suit any borrower's needs. With over 50 loan programs to choose from and a professional staff who can customize a loan to meet your needs. Mortgage Tree Capital together with our experienced loan officers, are all ready to serve you today.
Services
Interested in starting a career as a Mortgage Loan Officer? Join Our Team. Whether you are currently licensed through CalBRE (California Bureau of Real Estate), CalDBO (California Department of Business Oversight), or looking to get licensed; We have the perfect opportunity for you.
Mortgage Tree Capital has been providing our clients lending solutions for over 10 years and we will assist you in developing the skills necessary to enjoy a successful career as a licensed Mortgage Loan Officer.California Mortgage Loan Originator License prior to the start of employment. Ability to work from a remote location or home office.
Mortgage Tree Capital has been providing our clients lending solutions for over 10 years and we will assist you in developing the skills necessary to enjoy a successful career as a licensed Mortgage Loan Officer.California Mortgage Loan Originator License prior to the start of employment. Ability to work from a remote location or home office.
Looking for the lowest mortgage rates? At Mortgage Tree Capital we compare for you; we continuously monitor the mortgage market interest rates, points, fees, program availability, and allow you to do a side by side comparison of what's available. By placing our client's needs first, this allows our clients to make the best choice for their financial futures without the hassle.
Conventional Loans:including Alt-A programs that accommodate alternative document levels (including no income verification). Harp 2: (Home Affordable Refinance Program) Refinance underwater mortgages into current market mortgage rates. FHA: Low Down Payment A mortgage loan program where the interest rate does not change for the life of the loan with 3.5% down payment.
Conventional Mortgage Loan with 1% Down with Equity Boost makes it easier than ever to get into your new home. Here's how it works: You put down 1% (which can be gifted), There is a outside contribution of 2% toward the down payment, giving you 3% equity at closing. It's a great way to obtain a low down payment, a competitive rate and a good head start.
Are you seeking First Time Home Buyer Purchase Financing? Are you trying to buy a home but short on funds? We have a program just for you. Next to finding the right house, working with us as your lender to finance your home is the most important step in the home buying process. If you are not prepared, you may be denied financing.
Reviews (4)
Osmosis Omni
Jan 03, 2016
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Paulmichael PmC Contreras
Oct 19, 2015
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Buying a house proved to be one of the most arduous processes I've ever had to endure. We had numerous hurdles to pass, but Bernard Overbey stayed true to his word and helped us to meet every condition of our loan funding. He's a hard worker, and does everything in his power to ensure that you know what to expect every step of the way.
Nayden Dr. Studios
Aug 26, 2014
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I had a great experience with Mortgage Tree Capitol. I originally purchased my home through this company, I have also refinaced with them. They got me a great rate and were very knowledgeable about all the programs that were offered fist time home buyers etc. I would definitely recommend this company to family and friends.
Antonette Adams
May 20, 2014
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We were referred to Mortgage Tree Capital about two years ago when looking to refinance our home. We researched various lending institutions and Mortgage Tree by far offered the best rates and customer-focused service. Our broker, Bernard, was genuinely interested in meeting our needs and found the best program for us. I received a birthday card this past April. I was so impressed with the kind gesture that I contacted Bernard to thank him. That contact turned out to be an even more significant blessing. He informed us of a new program that would allow us to combine our first and second mortgage
