EFR Insurance Agency
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EFR Insurance Agency
I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with.

Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the fact that all the staff made me feel like family. I value the great customer service I get every time so I would highly recommend them without reservations.
Services
Since 2009, the EFR Insurance Agency has been a multi-line insurance agency committed to providing exceptional customer service, competitive rates and consultative insurance planning. Led by the over 40 years of experience of our owner Ernie Roque, we make every effort to provide our customers with what they want and need within their budget.
As your trusted source for auto insurance, EFR Insurance Agency offers a variety of coverage and additional protection options for our clients in Los Banos, CA. Our clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more.
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest. Whatever the activity, there's no denying that riding an all-terrain vehicle is fun. However, it can also be risky.

With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy. Bodily injury - This type of coverage with help pay for costs associated with injuries suffered by others in an accident for which you are responsible.
While cruising the water in your boat, the last thing you want to worry about is insurance. Contact us and let us take care of you. Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters. We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. That said, there is no uniform definition of a classic car. If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
Reviews (9)
Flor H.
Flor H.
Dec 01, 2020
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No response from this insurance agency. Home insurance policy through Safeco, but trying to refi home and this agent will not return phone calls or emails to neither me nor my mortgage processor. Poor customer service!!! Do not recommend as a direct agent. Looking for new place to give money for insurance needs. A phone call or email is not too much to ask unless it's from these people. Go somewhere else!
Margarita & Jose Gutierrez
Margarita & Jose Gutierrez
Jun 20, 2019
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Best place in town for insurance because they find you the best deal for your home and car insurance I’ve been with EFR for 15 years and still there is no other place that beats their deal for me. They also have great customer service and are super friendly with any questions that you have
R. Santiago
R. Santiago
Jan 06, 2018
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I have been using EFR Insurance since 2009 and have known one thing of the employs at this agency: they are there for me when I have needed their services. The service is superb and the prices fit my budget. I will not go anywhere else.
AdriAnna B.
AdriAnna B.
Dec 25, 2017
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I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with. Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the
Anne Audrey
Anne Audrey
Dec 04, 2017
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Finding insurance is a daunting task. I didn't know where to begin or what questions to ask. I normally purchase everything I need online, so I thought insurance would be the same. Normally I hate sales pitches so I avoid those situations like a plague. Since quotes I had submitted online with other carriers didn't get any follow through, I decided to give EFR a try. A friend recommended just calling the office to set up time to come in. When I called they were flexible in trying to fit my schedule. The great thing was that the young lady said she could take down my information or I could email
Brochas Camacho
Brochas Camacho
Nov 28, 2017
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EFR is a No-bull agency. They are fair and loyal and they keep and honor the quotes that they provide. I'm happy to be part of the EFR Insurance family . Look forward to continue my insurance needs with them to years to come.
L. F.
L. F.
Nov 10, 2017
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I was referred by a family member who told me about EFR Insurance agency. I was paying way to much for low coverages and was never aware of what I was covered for as it was nevered full explained by my previous agent. When I contacted EFR Insurance I was given an option to come in for an appointment. When I met with Ernie. He let me explain what I was looking for and then he asked me a series of questions to better determine what my actual needs of coverage are. He explained everything so well that after I got my home and auto insurance policies with EFR Insurance . I left with great confindance
Cloudy Clouds Were Life
Cloudy Clouds Were Life
Sep 03, 2017
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Love the service I receive from EFR Insurance agency and staff. Great rates and nothing but great service from them and I'm glad that EFR Insurance agency handles on all my insurance needs. I would recommend you give them a call!
Martin S.
Martin S.
Jan 24, 2017
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There policy prices are okay but they are a bunch of liers they say that everything is taken care of, but in reality nothing in there part is done I've had to deal with the DMV for a couple of months now just because they didn't do there job when they had too. What really pisses me off is that they lie to your face that's is completely unprofessional there nothing but a bunch of lazy liers. If you guys want to talk email me at msanchezjr50@gmail.com and I will show you guys how to run a business the right way not the shady way that you guys do it.