A traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA). A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
A jumbo loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a jumbo loan may be right for you. Common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term. If you're looking to finance a new home or refinance your existing mortgage contact us.
A jumbo loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a jumbo loan may be right for you. Common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term. If you're looking to finance a new home or refinance your existing mortgage contact us.
Reviews (14)
Chloe Ure
May 21, 2021
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As first time home buyers we spoke to several lenders, finding them intimidating and unhelpful. We heard of Pat Browne at Omega Mortage Group through a mutual a friend and immediately felt some relief after our first phone conversation.
Pat was someone we could talk to about anything really, our fears or “dumb” questions we were scared to ask someone we didn’t trust. You end up sharing your whole private financial life, trust and compatibility should be important! And Pat walked us through the whole process smoothly, while being a joy to work with. The guy was always available
Pat was someone we could talk to about anything really, our fears or “dumb” questions we were scared to ask someone we didn’t trust. You end up sharing your whole private financial life, trust and compatibility should be important! And Pat walked us through the whole process smoothly, while being a joy to work with. The guy was always available
Becky C.
Apr 23, 2019
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Shout out to Ehrin of Omega Mortgage Group. After 3 weeks working with our previous lender on a refinance, we were told we must start the process over again, I was very frustrated. I inquired with Ehrin about the current rates, and found that Omega offered a better rate. Start to finish it was only 2-1/2 weeks! Ehrin was great! He made this a stress-free process and kept us informed at every step. Highly recommend Ehrin for your mortgage!
Renette Z.
Apr 03, 2019
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I've used Matt Medved at Omega for three different loans now and every time I've had him process my loans I can be assured it will be done with ease. He always has a way to calm my nerves during a very tedious process and does it very professionally. Not to mention I've had to contact him after hours and he is always pleasantly willing to help with my questions. He is diligent to find a way to make it happen as long as the background information is complete. He even offered to help us move each time. Who does that? Matt does! During the process he also has a wonderful way
Paul Ithurburn
Feb 13, 2019
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Dan and his team were paramount in helping my family secure a home loan. They worked very well and were very responsive with me as I had a LOT of quesitons. My home loan was a USDA loan that was in escrow during the government shutdown. I cannot thank Dan and his team enough to help us through the process and would recommend them to anyone looking to buy their home. Thank you guys so much for helping us and I look forward to working them with future purchases down the road. Awesome work, wish I could give them more than 5 stars.
Ayla T.
Dec 04, 2018
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Ehrin and the team at Omega Mortgage truly made the difference in our home buying process. We initially went through a big bank lender - the process was going well until an out of the area appraiser appraised the property at 50k under! The big bank refused to do another appraisal with a local company. We had no choice to switch lenders in the middle of escrow. A friend referred me to Ehrin and I am so thankful she did! Despite going on vacation, Ehrin did everything he could to expedite closing. With Omega, we closed in 19 days! Oh, and the new appraisal was done locally - which made all the difference
Crystal E.
Jul 08, 2018
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My husband and I were first time home buyers using V.A loan. Matt Medved was phenomenal. This was the least stressful home buying experience that I could have ever hoped or dreamed. We closed on time and everything was organized and clearly communicated. I would highly recommend Omega Mortgage group and their loan officer Matt Medved if you are looking for a pain free home buying experience.
Dave Silva
May 18, 2018
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Danny W.
Apr 17, 2018
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Recently bought my first home thru Matt Medved at Omega. He is awesome, stayed I. Touch with me the entire time and kept me on track to close escrow very fast, just 30 days! The office staff here is extremely friendly and in a convenient location off of hilltop! And Matt even helped me move in after the fact just because he is an awesome guy! I highly recommend Omega Mortgage Group if you are looking to buy a home soo
Cody T.
Oct 28, 2016
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Such an awesome team to work with! I am, unequivocally, not a numbers person and taking about finances generally sends me into a state of panic so the thought of doing a refinance on my home was a daunting prospect. The team at Omega was amazing. My broker walked through each step of the process with me making sure that I both understood and was comfortable with every part. As a financial novice and a general anxiety riddled mess this was truly priceless. Can not recommend this team highly enough. If you are like me, just trying to adult, these guys makes the process truly easy and in an aggressive
Mey C.
Sep 08, 2016
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If I could give this company zero stars I would. They did not deliver like they said they would!
Dan Landis said we would close in 30 days but that never happened. We ended up closing in 2 1/2 months. And that's only because I was being persistent. Imagine how long it would take them to close if I did not keep checking up. I had to make several phone calls and I had to make several appointments to check up on my loan status because no one called to update us.
I know females are more organized then our male counterparts but really guys. You guys are the "D" in disorganization.
Dan Landis said we would close in 30 days but that never happened. We ended up closing in 2 1/2 months. And that's only because I was being persistent. Imagine how long it would take them to close if I did not keep checking up. I had to make several phone calls and I had to make several appointments to check up on my loan status because no one called to update us.
I know females are more organized then our male counterparts but really guys. You guys are the "D" in disorganization.
Holly R.
Sep 07, 2015
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Sara L.
Jun 23, 2015
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We recently used Omega Mortgage at the recommendation of a friend to buy our first home. I have nothing but good things to say. We worked with Ehrin. He was so responsive, even helping us with our offer on a house over the weekend outside of business hours. He responded to emails immediately and was also easily available over the phone. We felt like we had a friend helping us along the way. Everyone kept asking me why I wasn't more stressed out buying the house but it was because we worked with a great company. We closed on time with no issues. I highly recommend working with them if you want
Sarah W.
Jun 21, 2013
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Recently refinanced our home, I work in the industry and called Neal right away to get information. He was very confident and informative and most importantly he was honest from the very beginning to the end. Neal and Ehrin (his loan processor) were incredible. They were on top of everything each step of the way and would email me as soon as they needed any documentation, ect. Our loan was open and closed in three weeks! It would have been sooner on Omega's end but the appraisal was somewhat delayed.
I think it helped with the quick turn around that I had all my statements and documents
I think it helped with the quick turn around that I had all my statements and documents
S. K.
Sep 20, 2011
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These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and
