Applying for a mortgage is one of the first steps towards becoming a homeowner in Columbia, MO. When you turn to the experts at Top Flite Financial, Inc., you'll have access to customized and individual solutions. We can utilize our more than 14 years of experience for your benefit, and we'll work hard to determine the right financial product for your unique situation.
We're your local mortgage partner. As part of our commitment to convenience, we can help you pre-qualify and apply online. With us, you can analyze your credit online and look for easy ways to boost your score. Our online mortgage calculator can provide you with a better idea of your options before you finish your application.
We're your local mortgage partner. As part of our commitment to convenience, we can help you pre-qualify and apply online. With us, you can analyze your credit online and look for easy ways to boost your score. Our online mortgage calculator can provide you with a better idea of your options before you finish your application.
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Points are also called origination fees. These fees are charged by the lender to pay for certain expenses incurred in connection with the processing of the real estate loan. One point is equal to one percent (1%) of the amount of the loan.
APR stands for annual percentage rate and reflects the interest rate charge on the loan plus other finance charges including, for example, private mortgage insurance premiums, points and other financing costs you pay when obtaining the loan.Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company.
APR stands for annual percentage rate and reflects the interest rate charge on the loan plus other finance charges including, for example, private mortgage insurance premiums, points and other financing costs you pay when obtaining the loan.Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company.
Looking to buy a home or refinance with a low down payment? A loan backed by the Federal Housing Administration (FHA) may be the answer. At Top Flite Financial, we understand the challenges facing today's home buyers in Columbia, MO, and we work hard to make home ownership possible for responsible borrowers like you.
If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Top Flite Financial, we offer some of the most competitive fixed rate mortgages in Columbia, MO.
Are you struggling to afford your home? Are you finding it harder to make your payments, but unable to get refinancing because your home's value has declined? If you're struggling to stay in your Columbia, MO home, help is available. At Top Flite Financial, we understand that high unemployment rates coupled with falling home prices have put a strain on many families' finances.
Whether you're looking to renovate your home in Columbia, MO or finance a large purchase, a home equity loan may be a smart solution. With a home equity loan, you may be able to use the equity you've built in your property to secure financing at a favorable rate. And, you may be able to enjoy tax benefits that other types of loans don't offer.
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