Type of Coverage *Type of CoverageLife InsuranceHealth InsuranceMedicare PlansLong-Term CareDisability CoveragePlease fill the required field. Our agency is a life insurance and financial services agency dedicated to the financial security during every stage of our clients' lives. From mortgage protection to retirement planning, family planning to end of life planning we bring over 20 years of experience to meet your goals your way.
Our agency is a 21st century company. Our high tech business environment enables us to help our clients to better communicate with us and expedite information gathering and coverage changes. This business environment has allowed us to build partnerships across generations to better serve the communities in which we work.
Our agency is a 21st century company. Our high tech business environment enables us to help our clients to better communicate with us and expedite information gathering and coverage changes. This business environment has allowed us to build partnerships across generations to better serve the communities in which we work.
Services
Our company is composed of financial professionals who have been representing many of America's largest and finest financial institutions. We write health, life and retirement plans for groups and individuals. Helping you get the best value for your money on savings and pension plans is our specialty.
The first step in establishing your financial security is to confront the biggest threats to it. Life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it's needed most by your loved ones.
Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctor's visits, prescriptions drugs, preventative care and other health-care services.
Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work. There are over 51 million Americans that are classified as disabled, representing 18 percent of the population.
Many people do not know about or understand all the long term care options that are available. Home care can be given in your own home by family members, friends, volunteers, and/or paid professionals. This type of care can range from help with shopping to nursing care. Another type of care that can be given at home is hospice care for terminally ill people.
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Kathy Morris Ryan
Feb 20, 2018
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