Richards & Summers

Richards & Summers has been a staple in the Denville and Sparta communities since 1963! We are dedicated to delivering personal service to clients for more than 55 years and we specialize in both personal and commercial business needs, with a home-town touch. We offer home, auto, business, life, and health insurance.

It doesn't matter if you drive a minivan, pickup, or a sports car. At Richards & Summers Inc, we want to help you find the best car insurance policy for your needs and lifestyle. Not all auto insurance policies are the same, and they are not easy to understand without the help of experienced professionals.

It's likely that your home is the largest investment you'll ever make. It's a safe place where you spend quality time with family and friends. It's also where you store most of your valuable items. If you want to ensure that your family, property, and possessions are always protected, get in touch with the agents at Richards & Summers Inc today.

You have worked too hard and sacrificed too much over the years to allow your business to be put in jeopardy due to a lack of insurance. If you have considered adding additional policies to strengthen your insurance coverage, Richards & Summers Inc is here to help. When you get into the details, business and commercial insurance can get a little tricky.

With medical costs like doctor visits, medicines, and hospital stay getting more expensive every year, life and health coverage are both reaching new levels of importance. The right policies from Richards & Summers Inc can help you avoid the burden of mounting medical expenditures and debt.

We are in direct communication with a complete lineup of industry leading insurance providers, and our agents won't rest until we find you the coverage you need.Life insurance guarantees financial compensation to your family or loved ones in case of death or to you in the case of disability. Some policies even offer compensation after a certain period of time or for your retirement.