The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. At Spectra Mortgage our main objective is to provide you with sound choices and solid options.
We approach every loan for a home purchase, refinance, or reverse mortgage with the same care and honesty we would wish for ourselves in any financial transaction. Our in-depth knowledge and understanding of the mortgage industry is key to providing you with options. Through comprehensive planning and consulting, we help you make sound financial decisions.
We approach every loan for a home purchase, refinance, or reverse mortgage with the same care and honesty we would wish for ourselves in any financial transaction. Our in-depth knowledge and understanding of the mortgage industry is key to providing you with options. Through comprehensive planning and consulting, we help you make sound financial decisions.
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Home prices are on the rise in Colorado and nationwide. Low interest rates are fueling buyer demand and creating a fast-paced real estate environment. If you're in the market for a home, whether as a first-time buyer or an experienced home purchaser, understanding all your options is crucial for making your dream home a reality.
Provided the timing is right for your circumstances, refinancing your home loan can be a great way to lower your interest rate, reduce your monthly payment, or consolidate debt. However, a drop in interest rates doesn't necessarily mean you should refinance. To determine if a refinance makes sense for you, we start with an in-depth conversation about your goals, then present several options.
A Reverse mortgage can offer financial benefits to a wide range of homeowners. It's a valuable tool for an overall retirement strategy and can leverage your home equity in various ways to support your financial planning goals.
While taking money from the Reverse Mortgage may reduce the home-equity component, it does not necessarily reduce the overall net worth or value of the total assets since other financial assets can grow rather than be drawn down.We have been working to educate homeowners on the benefits of reverse mortgages and to correct many misconceptions that exist.
While taking money from the Reverse Mortgage may reduce the home-equity component, it does not necessarily reduce the overall net worth or value of the total assets since other financial assets can grow rather than be drawn down.We have been working to educate homeowners on the benefits of reverse mortgages and to correct many misconceptions that exist.
Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not have. Many mortgage professionals and consumers have become complacent about mortgage interest rates given the low levels they reached and maintained in the second half of.
Reviews (9)
Dylan Onken
Apr 23, 2021
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Lora Johnson
Feb 26, 2021
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Mallory DeVol
Oct 28, 2020
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Mike Schultz
Sep 26, 2020
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Great experience working with Wayne and his team! They made the entire process easy to navigate and understand. Wayne is extremely knowledgeable and was able to provide advice and guidance as to the best path forward on the numerous decisions that are made during the process. I'd highly recommend Spectra to anyone in need of a mortgage or refinance!
Jason Haynes
Jul 17, 2020
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Lisa Beebe
Jul 03, 2020
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Krista Pasionek
Jul 02, 2020
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Jeremy N.
May 05, 2020
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Brittany Christiansen
Jun 26, 2019
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Spectra Mortgage is a great mortgage lender!! I highly recommend them for all of your mortgage needs whether it be initial or re-financing. Wayne Tucker is extremely knowledgeable and great to work with, he has helped us and our family members for many years. They will take the time to help you understand and get the financing option that is best for you - making your homeownership dreams come true.
