Benefits By Design
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Benefits By Design
I've been working with Benefits by Design for many years and I appreciate their timely responsiveness, their thorough knowledge, and their excellent service. They have gone above and beyond in their help, and I'm grateful for their care. We have been a client of Benefits by Design for the past 3 years.

Their personalized service tailored to our Individual employee benefit needs has been invaluable. Their team has made the process of offering improved benefit coverage at cost-effective budgeting as well as easy to administer tools for annual reviews. As a multi-tenant environment, we would gladly refer our clients to the excellent services of Benefits by Design.
Services
Benefits by Design is a full service health insurance and employee benefits broker, offering custom tailored coverage solutions for your business or family. We provide innovative, human-centric solutions, with a full suite of health insurance, life insurance, Medicare and long term care products. Because we are insurance brokers, we can offer products from all of the insurance carriers in the State of California.
Your company is unique. That's why Benefits by Design custom tailors our employee benefits solutions. As your group health insurance and employee benefits broker, we can help you navigate the ever-changing landscape of Employee benefits. Our personalized solutions will help your company attract and retain valuable employees.
We don't charge anything for our advice! We want to help you find the best and most affordable health care solutions to meet your personal needs. Finding the right health insurance plan at an affordable cost can be complicated and time-consuming. There are a large number of individual and family health insurance providers and a variety of plans to choose from, including HMO's and PPO's.
Short term health plans are not available in California at this time. If you have a qualifying event you may purchase an Individual health plan either on the Covered California exchange or direct from an insurance carrier. Give Benefits by Design a call for assistance at 415-524-8959 or request more information by clicking Contact Us now.
Unfortunately, at some point in our lives, many of us will need assistance with daily activities over an extended period of time, particularly as we age. The type of help we may need can range from simple things like bathing, dressing and eating, to skilled care provided by nurses, therapists or other professionals.
Reviews (10)
Gil G.
Gil G.
Feb 09, 2021
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Pam and her team at Benefits by Design are fantastic! They truly know their business. Company benefits can be very confusing; they make it easy to understand. I would recommend Benefits by Design every time. She helped my find the best plan for the money.
Gilbert G
Leila D.
Leila D.
Oct 15, 2020
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I had spoken to a few insurance reps about Medicare, and by the time our conversation was done, I had notes on so many numbers/plans/prices I couldn't figure out what was best. Luckily, I was referred to Pam and was so relieved for her presentation on ZOOM.
Simple, clear, concise information so I could make an informed decision based on customer satisfaction ratings of each plan and cost. Even though this is the busiest season for enrollment, she got back to me very rapidly. Her scope of knowledge is far reaching and comprehensive, and her manner is warm and friendly. She made the whole process
Don McCrea
Don McCrea
Jul 18, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Pam Morton is incredibly knowledgeable about benefits and navigating the health care insurance maze. She works with both company benefit programs and with individuals to insure we all have the insurance coverage we need! She's always very open to answering questions. She's very responsive!
Carolyn Moren
Carolyn Moren
Jul 07, 2020
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Pam and her team are extraordinary! Customer service bar none. I switched my medical and dental over to Pam and it's a relief that I know she is taking care of everything....no more me sitting on the phone to Blue Shield! I just love the "old-fashioned" customer service where a live person picks up the phone and explains things in simple terms. So happy to have found Benefits by Design and Pam Morton!
Penny L.
Penny L.
Jan 21, 2020
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Pam is wonderful! She is knowledgeable, responsive, thoughtful, and got us our quotes very quickly, with lots of options in all prices ranges, and was able to answer of of my questions, even making suggestions on how to save money. I am very satisfied with her!
Michael Hecker
Michael Hecker
Dec 25, 2019
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Pam at Benefits by Design took the time to understand my team and needs then sorted the multitude of options to provide me an easy to understand set of health care options at a great price. Fantastic customer service! Highly recommended!
Don M.
Don M.
Jun 20, 2019
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When I first met Pam, she was very gracious in answering some questions I had about Medicare and my Medicare supplement plan. She also helped me negotiate Part D for prescription drugs. It turns out I was leaving money on the table! I've since switched to Pam as my insurance broker and have been incredibly impressed with her knowledge of this very complicated healthcare system and with her responsiveness.
Kim P.
Kim P.
Jun 11, 2019
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Pam is incredibly knowledgable for all things health benefits and insurance related. As a self employed individual the prospect of adjusting or changing my health insurance is totally confusing! Pam helped demystify some things about open enrollment and what my options were, she even looked over my current plan to help me see what's good and not good about it. If you're looking for new health insurance for yourself or your employees and business in marin county I'd highly recommend her. She's very patient and is really looking out for what's best for YOU not the insurance
Beth C.
Beth C.
Oct 16, 2018
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Pam's support has been consistently generous, easy to understand, and her rapid responses make my worklife so much easier! Setting up a small business group health plan is leading to far more questions than I had anticipated, and Pam is making it easy and attainable. Highest recommendation for her professionalism, knowledge of subject matter, and strategic attention to detail.
Terrie G.
Terrie G.
Mar 02, 2018
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I wanted to review and update my health insurance for 2018 and was referred to Pam. She soooooo helped me with not only my choice of plans/pricing but also with the signup process. She has outstanding follow-up too for the questions that came up after our meeting.

All that for free too since she is compensated by the service provider, not me the client. Because Pam is a broker, she has access to ALL kinds of plans, not just one particular company's offering.

She made this confusing process so straight-forward and easy.