Simple Auto Finance
Call now
Call now
Website
Call
Simple Auto Finance
Need auto financing? As a buy here pay here/in-house financing dealer we can get you approved and on the road today in most cases. Bad credit? No credit? NO Problem! Let our friendly staff help you find the car that fits your style and fits your budget. Simple Auto Finance can put you into a vehicle that fits your budget.

Our finance specialists know how to get right-fit financing for every situation. Get the WOW experience you deserve by visiting with one of our qualified finance specialists today! Finding vehicle financing that fits your needs can be a challenge. Simple Auto Finance can put you into a vehicle that fits your budget even if you have bad credit.
Services
Finding a vehicle that fits your needs can be a challange. Simple Auto Finance can put you in a vehicle that fits your budget even if you have bad credit. Our financial specialists know how to get right-fit financing for real, hard-working people like you. We pair you with financial specialists so you get that one-on-one attention and the car loan that's right for you - that makes the Simple Auto Finance difference!
For all intents and purposes, this website containing the API service will be referred to as the server and all parties communicating to the server will be referred to as the client. On every request to the server, the client must provide this information as "ai_login_id" and "ai_login_password" respectively.
Welcome to Simple Auto's website, home of the "Buy Here Pay Here" used car financing specialists in Dallas, TX. Simple Auto is a used car dealership serving customers in Dallas, TX and Dallas County. We cater to many local Texas and surrounding areas such as: Dallas TX, N. Dallas TX, Mesquite TX, Balch Springs TX, Garland TX, Rowlett TX, Irving TX, Richardson TX, McKinney TX, Frisco TX, Plano TX, Allen TX, Addison TX, The Colony TX & Rockwall TX.
Simple Auto Finance very good company I would suggest anyone to go there very great customer service and the people there are very respectful they were really help you out especially mr. I want to say this has been the best experience I have ever had with a car dealership! I have been with them since 2012 and am now buying my 2nd vehicle from them!
Reviews (17)
Shelia Fagan
Shelia Fagan
Nov 27, 2021
Report
This place overcharged me. They charged me twice the price for a used 2009 Ford Focus. I wouldn’t recommend anyone to buy a vehicle from these ripoffs! Some of the ladies that work their are rude!
Jacorre Ford
Jacorre Ford
Nov 27, 2021
Report
Daniel took good care of me he made sure I left with everything I need to know , he double checked my car for me and he took his time he was very respectful.. I got approved the next day and he made sure to email me before he left to make sure I know I was approved Daniel is awesome ❤️
Jlyn Morrison
Jlyn Morrison
Nov 15, 2021
Report
THEY WILL GIVE YOU A CAR AND THEN YOU ENGINE LIGHT COMES ON AND THEY TRY TO KEEP YOUR CAR U TILL YOUR NEXT PAYMENT GIVE YOU YOUR CAR BACK WITH THE ENGINE LIGHT STILL ON. THEY STEAL YOUR MONEY. THEY GIVE YOU A CAR THAT HAS MULTIPLE RUSTY ,MISSING , OLD PARTS THAT THEY REFUSE TO FIX ON BUT WANT YOU TO PAY YOU CAR NOTE ON TIME WHOLE TIME IM RIDING AROUND WITH NO CONVERTER…..🚩🚩🚩🚩⁉️⚠️.THAT THEY SAID THEY REPLACED . MEANWHILE THEY ORDERED THE “WRONG PART “. TO THE CAR. THEIR STAFF IS THE ABSOLUTELY WORST. THEY TELL YOU NOT TO TALK TO THE CUSTOMER WHEN TRYING TO GET INFORMATION
Mct Mct
Mct Mct
Nov 05, 2021
Report
Daniels a great guy he got me into a car you guys should go check them out really appreciate everything they’ve done
Autumn M.
Autumn M.
Oct 30, 2021
Report
I did a awesome google review about them and their warranty they are not honest about. i called 4 days after getting my suv my battery died i told themi couldnt afford towing and my battery was dead i spoke to amy who said theyd have the tow fee waived. they have had my car for a battery going on 4 days ive missed 3 days of work at the first of the month and they dont seem to care my first payment is due and now they say my wrranty does not cover the battery. if i cant afford towing i cant afford a battery i could have had my uncle or boss buy me a battery i made it clear i thought the battery
Caudie Murphy
Caudie Murphy
Oct 09, 2021
Report
Even though I had a repo from them due to Pandemic layoff they still blessed me with another vehicle.
Rena Frost
Rena Frost
Sep 29, 2021
Report
Please go other way. They rude and customer experience is terrible. There are better places out here that will treat you with respect. Don’t spend your money!
Ericka Johnson
Ericka Johnson
Sep 29, 2021
Report
There are no customer service skills anywhere in this facility. They thrive on getting over on their customers! There are hidden agendas throughout their paperwork that they don’t advise you of. This was the worst experience buying a car ever. I advise everyone that is considering purchasing a used car to NEVER visit this place because you will be TRULY DISAPPOINTED!!! All they want to do is swindle you out if your hard earned cash!!
Ericka J.
Ericka J.
Sep 29, 2021
Report
This place is very unprofessional. They create havoc and you are destined not to have pleasant buying experience. I don't recommend that anyone visits this place. The staff give false information and they are unknowledgeable about the finance world. They have hidden verbiage in their contracts and don't explain anything to you in its entirety. They are THIEVES with an ulterior motive to get your down payment and allow you to make a few payments before they come and pick up your vehicle for one of those hidden reasons in their paperwork!!! YOU'LL REGRET DOING BUSINESS WITH HAYNESS
Silinto
Silinto
Sep 27, 2021
Report
The place was terrible definitely stole my mother’s car I would not recommend them. Then everyone there was playing dumb with every question asked, lied to us deliberately answering “I don’t know” to yes or no type answer questions! She had the car for a week & didn’t deserve that!
Caleb Cole
Caleb Cole
Sep 25, 2021
Report
My aunty pamela isom had a car with them for a week why they got her car saying she put the car in jeopardy she called the carlot too track and they towed because she didn’t know where it was and they won’t give her back her money mind you she only had it for 1 week. They are very rude , won’t let you talk too proper authority , and does not conduct business right.
Aracely Garza
Aracely Garza
Sep 01, 2021
Report
We won a car at an auction and had trouble starting the car however the service we received from Rico was excellent! If we were to ever return it would be thanks to his kindness. Even though it was extremely hot outside he spent a lot of time running back and forth in the heat to try his best to help us start our car. If I could give him more than 5 stars, I would.
Angel Matlock
Angel Matlock
May 31, 2021
Report
From the very first phone call Domingo was a huge help! He worked hard to have everything processed and completed before I ever pulled up to the lot. I was impressed with how nice the vehicles where for the low payments! Super happy with my car and the service I experienced!!
Alexis Whiddon
Alexis Whiddon
May 06, 2021
Report
This place is horrible I had a car with them for 2 years and they always harassed me about my payments I was never late but they always said I was!! Never fixed my car when it had issues. Kept it for 2 weeks and let someone borrow it I got it back it was trashed, don’t recommend this place at all!
I gave the car back last week!
D. D.
D. D.
Nov 02, 2020
Report
This is the worst dealership everrrr!!! Where do I start..if I could rate this place a negative zero, I would! My son bought a black Tahoe from them back in March of this year...against my wishes. The truck didn't have the third row seat. It was promised in about two to three weeks. Yet July of this year, STILL no seat. But, you can call for those weekly payments!! Which is suspect in the first place...who does that!!?? Well long story short, they would call when they couldn't get my son and I'm knowing it's probably for a payment. And I ask them EVERYTIME does he need to make
Krysta J.
Krysta J.
Aug 17, 2017
Report
They repoed my car and told me I could make installment payments on it. Delores Ochoa told me I could bring in my key and sign a waiver in the meantime to get my belongings out of the car. When I arrived they not only told me I couldn't make installments but also refused to give me my belongings which included my purse, social security card, banking info and my kids social security cards. Had to call the police who came out and told them they were practicing illegal tactics. The produced my purse from the back of their office--not from my car! The male employees tried to intimidate my fiance
Fuzzy D.
Fuzzy D.
May 13, 2017
Report
These people are crooks! My original car was from the Garland,Tx location . My first car broke down within two days and from then on I spent hundreds of dollars just for it do break down within a few months. I kept paying and paying and then opted to turn the car in to the Garland location.

They gave me a new car right. It was better but then it got worse. I got into an accident and they gave my car to a mechanic TWICE in which they totally botched my car repairs and my door CURRENTLY won't close fully. They allowed RATS and CRICKETS in my car to chew up my gear stick. When I complained to