Harbor & Brenn Insurance Agencies
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Harbor & Brenn Insurance Agencies
When it comes to your insurance, you don't want to walk away confused about your coverage. That's why you should turn to Harbor Brenn Insurance Agencies. There are no suits, no fancy talk, and certainly no jargon because we want you to understand your insurance so you can feel confident in your protection.

We're a local, family-owned insurance agency full of experienced, friendly, and knowledgeable staff who are here for you. We make it our goal to give back to the same community that has supported us for the decades since our founding in 1977. That's probably why most of our business comes from client referrals and recommendations.
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When it comes to protecting the things that matter most to you, you want to work with a local agency that cares about you. That's why at Harbor Brenn Insurance Agencies we believe when you win, we win. We strive to find ways to make your life safer, happier, more affordable, and more secure. Harbor Brenn Insurance Agencies is a locally-owned and operated second-generation family business in Northern Michigan.
Not all insurance agents are created equal. At Harbor Brenn Insurance Agencies, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most. At Harbor Brenn Insurance Agencies, protecting Northern Michigan is our privilege, helping Northern Michigan thrive is our passion.
Life can be unpredictable. You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible. At Harbor Brenn Insurance Agencies, protecting Northern Michigan is our privilege, helping Northern Michigan thrive is our passion.
A company is only as good as the people behind it. We are always interested in meeting talented individuals who want to progress their careers and make a difference in our business. We believe that successful people make successful businesses, which is why we make every effort to provide our employees with an environment in which they can excel.
We value community, curiosity, relationships with our peers and clients, and the choice to be amazing each and every day in our work and attitude. We are a team that speaks straight, listens to understand, and will always do what is right for the client, even if that means we don't always make the sale.
Reviews (10)
Anne LaForest
Anne LaForest
Dec 22, 2021
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Positive: Responsiveness, Value
Harmoni is very responsive (which is crucial). And if she does not know an answer, she finds it and then responds promptly. :-)
Tara Conti-Kalchik
Tara Conti-Kalchik
Oct 25, 2021
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If I have any questions, they readily answer them or contact someone who has the answers. Very professional and knowledgeable.
Ruth Grass
Ruth Grass
Oct 05, 2021
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Positive: Professionalism, Quality, Responsiveness
Good follow through for all the processes we have been through
Sarah McDonnell
Sarah McDonnell
May 24, 2021
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Positive: Professionalism, Responsiveness
The Team at Harbor Brenn made the transition of combining my personal and business insurance seamless!
Sharon Schappacher
Sharon Schappacher
Mar 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I recently switched my car insurance, house insurance, and personal liability umbrella to Auto-Owners with Harbor Brenn and saved almost $2000. They were easy to work with, professional and had some great ideas.
Gail Lendvoyi
Gail Lendvoyi
Feb 07, 2021
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Positive: Professionalism, Responsiveness, Value
Jenny Brower did a fantastic job for us. We were able to accomplish everything over the phone and then Docu Sign. We would highly recommend her and Harbor Brenn.
Emily Revers
Emily Revers
Jan 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Everyone is so caring and personable! They are always willing to answer questions and help however they can.
Tam LaPointe
Tam LaPointe
Aug 10, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I have always received excellent, personalized customer service at Harbor Brenn. They have been our agent now for over twenty years.
James Hamrick
James Hamrick
Jun 23, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Not a single bad thing i can say about these folks! Best insurance agency ive ever dealt with...PERIOD!
Regs Smith
Regs Smith
Oct 06, 2019
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We've been working with Janet and the fine team at Harbor Brenn for years now. We did have an unfortunate circumstance that lead to a fairly substantial claim. What a relief and help it was to have a knowledgeable local insurance professional to assist us through the process of making our home whole once again. Thank you so much for doing what you do!