Austin Capital Mortgage
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Austin Capital Mortgage
If you are looking for the best Austin mortgage lenders, then you have come to the right place. We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996.

Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client reviews. Austin Capital has continued to show its strong insight of the market, most recently focusing on 'prime' conventional and government loans, and thus avoiding the recent turmoil and instability that has affected many companies throughout the industry.
Services
Home Loan Financing with Austin Capital Mortgage means a Mortgage that closes on time without the hassle. Whether you are a first-time buyer or an experienced homeowner, purchasing a new home can be a stressful process. We take the stress off your shoulders and walk you through the process every step of the way!
For some home buyers, the decision of how much money to use as a down payment can be very confusing and hard. The best route for each buyer or investor really does depend on their situation and personal preferences. The information provided below is for the purpose of provoking thought and careful consideration about different financing programs available.
A dream home is within reach. Austin Capital Mortgage can find the right loan to help you buy and finance a second home loan or investment property. Our pre-qualification process will ensure you are ready to buy and we can assist in finding a real estate agent in your area! We have helped thousands of clients get into their dream vacation homes and buy lucrative investment properties.
Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your options is important, we can help! We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email.
Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)! Great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran!
Reviews (10)
Suzanne Madison
Suzanne Madison
Oct 05, 2021
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We have used Charlie Cooper and Adrienne Sanchez for over ten 10 yrs for multiple mortgages and refi’s and we can’t say enough about how great they are to work with. Charlie and Adrienne are so professional, personable, knowledgeable and reliable and it’s always a pleasure to work with them. There is no need to go any place else for a mortgage or refi. Austin Capital Mortgage should be your go to mortgage destination.
Zach Patrick
Zach Patrick
Sep 18, 2021
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Charlie and Adrienne have been amazing to work with. I have used them on multiple home purchase over the years and will again in the future. Honest and they work to get a great deal.
Cindy Josey
Cindy Josey
Sep 10, 2021
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They are the best mortgage company! No one can compare when you need to get your clients to close efficiently and quickly! I highly recommend!!
Kathleen Meza
Kathleen Meza
Sep 04, 2021
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Rachel is a consummate professional and a true pleasure to work with. She takes as much of the paperwork and lift off of her clients as possible and is always very helpful in guiding through the process. When our first appraisal came back lower than anticipated she offered to pay for a second appraisal without us having to ask or suggest it. We love Rachel and her team and would not go anywhere else!
Joshua Goodman
Joshua Goodman
Jul 25, 2021
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Always a great experience with this team. Very responsive and very efficient. Tommie and the rest of the team under Charlie do a terrific job at keeping you in the loop. Given this crazy market, they were able to stay in line with our timing expectations and even delivered ahead of what we had hoped for. I look forward to working with them again on our future mortgage/loan needs!
Mike Beal
Mike Beal
May 26, 2021
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Rachel and her team were amazing!!! Rachel stepped in when a major lender dropped the ball and got us to closing in an extremely short period of time. She is very knowledgeable, available, and efficient. We would not be closing without her hard work and dedication to doing the right thing and providing outstanding customer service. HIGHLY recommend Rachel and her team at Austin Capital Mortgage.
Scott Buchman
Scott Buchman
Apr 26, 2021
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Rachel Brown did a tremendous job for us. She was very attentive to our needs and always available whenever we had questions. I highly recommend Austin Capital Mortgage only because of the hard work that Rachel did for us. She is the person you want helping you with one of the biggest purchases you'll make.
Regina Pesek
Regina Pesek
Mar 28, 2021
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We just closed on our first home after working with Rachel Brown, and we couldn't be more thankful for her help! Overall the experience went very smoothly (despite the current craziness of the housing market), and we felt well-informed each step of the way. It was very apparent Rachel had our best interests at heart, and she really went the extra mile to ensure we were being put in the best position possible. Would definitely recommend her and the team at Austin Capital Mortgage- we will certainly be returning to them with any future needs!
Jen Reeves
Jen Reeves
Mar 22, 2021
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We recently just refinanced our home and rental property with Austin Capital Mortgage. Jeff Wilkinson made it easy from start to finish. He was patient and tried to get me the best interest and the best loans to meet my needs. Communication is important and he was always very prompt at returning my calls and kept me up to date the whole time. The whole process from start to finish was fast and efficient. I would definitely be using Austin Capital Mortgage for my next loan. I have already recommended them to 2 of my friends.
James Knight
James Knight
May 19, 2020
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My wife and I just purchased our first home and Austin Capital Mortgage made things SO much easier for us! Everyone we spoke to was very knowledgeable, professional and went out of their way to make the home buying process very easy on us. We worked with Charlie Cooper and Adrienne Sanchez who were always available to talk, no matter the time of day.
We absolutely recommend Austin Capital Mortgage to any and everyone! Give them a call so they can help you too!