Home Loans Assist
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Home Loans Assist
Home Loans Assist is here to help consumers with less than optimal credit prepare for the home loan process. We've designed a program that adapts to each client's needs by incorporating all aspects of their credit situation, to achieve the best possible results. Regardless of your individual credit situation, it may still be possible to get a home loan with help.

Our team works on your behalf to challenge the legitimacy of this erroneous information, thus increasing the accuracy of your report. If proven erroneous, the information is legally required to be omitted from your credit report and could potentially increase your credit score. I have been in the mortgage industry for years & have found HLA to be the best option for my borrowers in need of Credit assistance.
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Before starting down the path to home ownership, you should first make sure you have the credit you deserve. Getting approved for a home loan can be difficult, and while we don't provide lending, we at Home Loans Assist are here to guide you through the process. Our analysts will help you understand your credit report and credit scores and may make recommendations for optimizing your current credit profile.
Reviews (25)
Kennedy
Kennedy
Dec 28, 2021
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Daniel provided A+ customer service. He is EXTREMELY KNOWLEDGABLE, easy to talk to, helpful, kind and great at what he does. I would highly recommend him and the services of Home Loan Assist. Daniel has removed several items from my credit report and through their guidance we will be on our way to increased financial security. Thank you.
Adrianna Reese
Adrianna Reese
Dec 28, 2021
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Positive: Professionalism, Responsiveness
DANIEL ... he’s awesome.. 😎 would highly recommend giving that man a raise ! He is patient, easy to get along with, and does his job very well!
Whitney Ferguson
Whitney Ferguson
Dec 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They have been awesome in helping me with my credit. They are also willing to work with me when I'm falling behind on payments. For example, Daniel was amazing in helping me plan out my next steps while I was moments from having a breakdown. I can't say that about too many places anymore.
Reign E.
Reign E.
Dec 10, 2021
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I called a day before payment was withdrawal from my account so I can start my process a little later do to personal reasons and finances. The guy that answered the phone told me he would take care of the situation. I wake up the next day they charged my account, when I called to rectify the situation I was placed on hold for thirty to forty-five minutes and they hang up the phone. Expecting them to honor my refund I gave them seven business days and no refund. I contact them during normal business hours and no one was available ironically. Every other time I've called I received someone immediately
Hamid Djebelli
Hamid Djebelli
Oct 15, 2021
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Used home loans and at first they were pretty good. However after awhile they would give me no updates. When I called to see what was happening I got the same remarks as if it was a cookie cutter response.
Finally when it felt like I was getting nothing for my money I decided to quit. I was promised immediate communication and results And to give it 3 months.
Shockingly after 3 months I saw nothing and didn’t even get a call.
Overall I would look elsewhere as the results and the way they treat you is very lacking.
Dena Thares
Dena Thares
Oct 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Matt, at Home Loan Assist, was great to work with, super friendly, and always made me feel like he really wanted to see my succeed! They did what they said they would and I was able to get the re-finance I was working towards. Thanks Matt!
Rainee Kessel
Rainee Kessel
Sep 29, 2021
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We initially started working with this company from the advise of a mortgage broker we were working with when trying to buy a house. They may have sent some letters, but never advised us what to pay off and what to do. As far as we're concerned, they didn't do anything. We went with a different mortgage company that told us exactly what to pay off to get our numbers up where they needed. SIX months later and we still cannot get them to cancel our service. It's $99 a month for nothing. AND we can't get them to cancel our service.
Kyle Lannoo
Kyle Lannoo
Aug 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I’ve been dealing with home loan assist for a few months now. They’ve been great they got my stuff taken care and got me on the right track. I talked with Brittany Maes today and she was great! Very nice and easy to talk with and very helpful! Thank you for your help today and thank you to the team!
Brandon S.
Brandon S.
Nov 23, 2020
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They promised to fix my credit and instead they rob me. They profit by praying on the poor. They told me if I paid a $29 set up fee and $99 for the first month they would send a letter to the creditors and dispute a mark on my credit. if it didn't work we could take other steps steps for $99 per month or cancel. They sent a letter, that I could have sent for free! After a few weeks it was rejected and I realized they ripped me off and decided not to continue with the service. It's been 8 months and I just discovered that they have been charging $99 per month and they have done nothing
Brett S.
Brett S.
Sep 16, 2020
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Please Stay away from these people, they will start to take money out of your account without telling you. they keep telling you that they will have updates on your account in a few months and you keep paying them and they keep telling you they are waiting for responses, meanwhile you could have done this your self or just paid off what you owed to creditors then waste money to these crooks. If you dont believe me you are more then welcome to contact me here and we can setup a call and go over everything what they promised and how you will get scammed.
Bobbie G.
Bobbie G.
Aug 28, 2020
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***UPDATE SEPT. 8**
My husband and I's accounts look like they have stopped investigations, however, both accounts show a payment date of October.

Original review:
There is absolutely a reason this place has such a low rating. All these good reviews?? They are an effort of the customer trying to get money off their bill. When you talk to a live person you receive an email with links to review sites with a coupon code that you get $10 off for referrals. They specifically ask you to mention them by name "so I can win the office competition!".

I was misled from the get go, "lets
Nellie H.
Nellie H.
May 29, 2020
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I spoke with Hugh today and he helped me figure out a glitch on my report and a creditor that is supposed to be included in my Chapter 13. I have multiple school loans and over 20 have been settled. Use this code to save $10 a month on Home Loans Assist website: HughSF57655
Shibli Z.
Shibli Z.
Sep 12, 2019
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These guys are liars, crooks, and thieves. DO NOT GIVE THEM YOUR MONEY. They did absolutely NOTHING then REFUSED to stop bulling me $99 every month! Then when I threatened legal action, rather than just crediting back my card, they said they'll mail a freaking check. These guys will do NOTHING for your credit. My credit actually went DOWN when I used them.
Dave P.
Dave P.
Apr 04, 2019
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I think this is my first review here....sadly it's for a scam of a company. They do nothing. Only contact is when you try to cancel. RUN, FOREST, RUN!!!!!!!!
Karleen B.
Karleen B.
Oct 11, 2018
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Kim is great! She explained all my questions and concerns clearly and efficiently. Very professional.
Rocky B.
Rocky B.
Sep 18, 2018
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Do not use this company! this is complete fraud and i will be suing this company for continuously debiting my account after it was cancelled. if you need a guy who wont rob you of $100 a month i have a contact. $75, 1 time, credit score jumped to 700 from 540.
Steve M.
Steve M.
Jan 03, 2018
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This crooked skeleton company makes it nearly impossible to cancel their "service". I say skeleton because it is also very difficult to get a live person to talk to...unless they are selling their b.s.
Xander P.
Xander P.
May 31, 2017
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TOTAL SCAM!!!

Refuse to close my account. I have tried multiple times. They keep assuring me that it is closed but I am still being charged. DO NOT GO THROUGH THIS GROUP! THIS IS A TOTAL NIGHTMARE!!
Vosa F.
Vosa F.
Jan 27, 2017
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Monique n Erica are great representatives n they helped a lot to drop bad accounts of my credit report. Thank you
Eric W.
Eric W.
Jan 10, 2017
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Took..some time for credit score to go up, but cancelling was very difficult. The company bills in the "arrears" overall..one word patience.
Darlene B.
Darlene B.
Jan 06, 2017
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I, too was referred to HLA by the lender of Highland Homes in Cross Creek Ranch. I began working with HLA in April 2016. Every few weeks I would call them to get an update or learn something new and I found that the reps weren't consistent with the words. They were inconsistent with the investigation statuses, dates investigations were sent out, etc. It was downright frustrating. After 3 months, I cancelled. At this 3 month time I noticed that my score came up 20 points. According the the sales rep, they were expecting an increase of 20 points per month. In August 2016, I decided to
Sandra T.
Sandra T.
Aug 24, 2016
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Ty Sauceda was so very kind and helpful! We don't know where Home Loans Assit gets their people, but everyone we've spoken with there has been helpful and patient. When it comes to repairing one's credit rating that is so important as we've had lots of questions during this process and so far everyone has been great. Ty Sauceda helped us by explaining a bit more how the process works and we feel confident that our information is in good...no GREAT hands and are looking forward to a happier credit report in the near future!
Leah G.
Leah G.
Apr 15, 2016
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Taylor is amazing! He answered all my questions and gave me advice no one has given me before. I can't wait to work with him and see how they can help my clients!
Emily R.
Emily R.
Jan 04, 2016
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I work with Kim Alonso, she is absolutely fantastic. We check in monthly, my score has increased 43 points in less than one year working with Kim! Her positive outlook and helpful tips keep me motivated. Plus she shares webinars and other insightful tips to help me with my journey to better credit.
Nika R.
Nika R.
Jun 09, 2015
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Ok let me begin by saying I have been working on my credit for years! I have paid other people/companies to assist me in this process and have been unsuccessful. I was referred to this company from a local loan officer in California after I explained to him what my scores were. I contacted Home Loans Assist and of course I thought it was a sale pitch from the original rep. I would give it a 5 but initially I had some bumps in the road and I was on the verge of cancelling my service. However, when I contacted the company because I was wanting to know the POA (plan of action) the original rep was