Owning a home is one the biggest investments in yor live. We will help you get you in your new home on-time, at the lowest available rate, and with the best mortgage. Whether you're looking to lower your monthly payment, or get cash to consolidate your debt, we can help you determin how refinancing fits with your financial goals.
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days. Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days. Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
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When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it. It's easy to reach me - feel free to call us direct or if you prefer you can email us.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE Pre-approval letter request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
Reviews (3)
Rhonda M.
May 24, 2021
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This company is very unprofessional and made my dealings with a buyer that fell through a living nightmare extending my sale 6 months for nothing almost making me lose the house I intended to buy with the sale of my property. I should have never accepted their buyer who was supposed to be pre approved but turned out they had mega tax issues that did not even qualify them for their fha loan in the first place. Watch out for Omar who is supposed to be a branch manager, he was horrible to deal with, avoided me and my agent and lied to us through the whole process making my nightmare even worse. This
Erika L.
Sep 18, 2019
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Misael V.
Sep 13, 2019
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I have been in the Real Estate industry for 24+ years servicing Southern California and have worked with several lenders.
Daniel Carrillo stood out from many Loan Officers in the markets we serve. With today's changing market, constant changes in the interest rates, online lenders over promising and under deliver, Daniel Carrillo (DC) and his Team seem to be always ahead of the competition by tailoring a loan product that fits my clients budget and needs.
I highly recommend you give Daniel Carrillo a call and have his Team customize a loan product that will fit your needs.
Daniel Carrillo stood out from many Loan Officers in the markets we serve. With today's changing market, constant changes in the interest rates, online lenders over promising and under deliver, Daniel Carrillo (DC) and his Team seem to be always ahead of the competition by tailoring a loan product that fits my clients budget and needs.
I highly recommend you give Daniel Carrillo a call and have his Team customize a loan product that will fit your needs.
