Your application has been received and a friendly customer service representative will reach out to confirm your information. Whether you need a nicer car or a better loan, we'll help you move forward with your life. Once you submit an application online, we'll call you within the next business day to verify your information.
We'll help you achieve the right balance between your monthly payment, loan term and interest rate. Get a competitive loan for a new or used vehicle, or for a refinance of your current loan with more favorable terms. All indications are that the Federal Government is going to raise interest rates within the next few months.
We'll help you achieve the right balance between your monthly payment, loan term and interest rate. Get a competitive loan for a new or used vehicle, or for a refinance of your current loan with more favorable terms. All indications are that the Federal Government is going to raise interest rates within the next few months.
Services
Lendward will help get you the ideal new or pre-owned car at a price and loan payments you can afford. We form a three-way partnership with you and our network of dealers to find the ideal vehicle with your budget firmly in mind. If you already own a car and are making payments, we can get you into a vehicle upgrade at a surprisingly low cost.
Many people are not aware of how high the interest rate of their original auto loans are, or that their monthly payments are exorbitant. Most importantly, they don't realize that their improving credit enables them to do something about the situation. If you qualify for a refinance loan from Lendward, the amount of money you can save, both monthly and over the long haul, can make a big difference.
Have you found a car you'd love to buy on Craig's List? Or do you have a friend or family member with a car you really like? Since you already have that dream car in your sights and don't need to see any more, there's no need for you to go to a dealership. Lendward can provide a private party loan that enables you to purchase a car you really like when you might not be able to come up with the money on your own.
Your FICO Score is the most important tool a lender can use to assess your credit risk and whether they should offer you a loan. It will also go a long way to determine what interest rate and length of term you can get from a lender.
Each of the three major credit bureaus (Experian, Equifax and TransUnion) has its own FICO score for you on file, and lenders typically use all three to decide whether to extend a loan offer and at what interest rate and length of term.Your FICO score is determined by a complex algorithm that is influenced mostly by two factors: how successful you are at paying off your debts and how much money you owe.
Each of the three major credit bureaus (Experian, Equifax and TransUnion) has its own FICO score for you on file, and lenders typically use all three to decide whether to extend a loan offer and at what interest rate and length of term.Your FICO score is determined by a complex algorithm that is influenced mostly by two factors: how successful you are at paying off your debts and how much money you owe.
The main reason you should refinance your auto loan when your credit improves is certainly a good one - you can save money! Potentially, a lot of money. Simply put, if you receive an offer letter from Lendward, the terms of your present car loan are less than ideal, and we want to help get you into a better loan.
Reviews (11)
Jelissa Oquendo
Nov 05, 2021
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The website says “ you owe more than your car is worth, high payment, a high interest rate and your credit is good you might be a prime candidate for refinance” but you guys actually don’t refinance cars like that so the website is 100% misleading. Which is fine but clarification needs to be done and the wording on the website is lying and not doing well for the client.
Givanni Alexander
May 01, 2021
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I had a fantastic experience. I worked with a gentleman by the name of Victor. He took all my info and set up my appointment which wasn't so easy to do as I was still trying to figure some things out. He was consistent with following up but not pushy. He was patient and informative. Grade A customer service. This lead to me getting exactly what I wanted . I am proud to be the new owner of a brand new 2021 car. Zero down with a trade. Thank you for being a part of that process 😊 Victor Rocks!
Carrie Knowlton
Mar 04, 2021
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I am truly grateful to the person that helped me and my Husband just purchase a 2018 Toyota. We never would have thought we could have gotten an amazing vehicle like this. Low mileage, low interest, great price, with warranties that cover it for four years. This company organized everything for me and texted me constantly to keep me informed. I’m truly happy and grateful. Thank you so much!!!
Kyrie Winkle
Feb 19, 2021
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I was contacted by Victor who asked me to go to Taylor Hyundai of Toledo. I informed him that I have recently bought a car and didn’t need their help. He then continued to contact me pretty much everyday until I agreed to finally go to the dealership. I told Victor I couldn’t afford to have another hard hit on my credit as I was working on getting a higher score and I also had no money for a down payment as I had just put all the money I had down on a car I have recently bought that I still haven’t even received the title for yet. He assured me that my credit wouldn’t be affected and I
LaToya Cobb
Jan 29, 2021
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Lendward sent me mail stating that they could lower my interest rate on my car. I called and spoke with Victor, who set me an appointment at VW of Bedford. I went in just to discuss the lowering of my rates and potentially getting a newer SUV. I needed a larger vehicle due me having 3 sons (basketball/football gear and equipment).
The sales rep was really good at trying to help me the best he could with getting me into a newer car. Which he did. Although I wanted a SUV I like the decision I made.
I would recommend Lendward
The sales rep was really good at trying to help me the best he could with getting me into a newer car. Which he did. Although I wanted a SUV I like the decision I made.
I would recommend Lendward
Misty Vail
Nov 10, 2020
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I recently needed to lower my car payment but really did not want to give up my Jeep that I absolutely love! Due to COVID our household is down an income and something had to give so that we could keep food on the table. I reached out to Lendward after receiving an offer in the mail and I am so happy that I did. My loan is now with a credit union at a lower interest rate and it all took only a week! Plus my payment is $100 a month lower!
Tie Smith
Oct 26, 2020
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I received an offer in the mail about either refinancing my vehicle or getting into a new one. Marie contacted me and we went back and forth before speaking on the phone. I let her know several times what my situation was to avoid any time wasted. She assured me there wouldn't be an offer if it wasn't something they could do. She set an appointment with Fred Haas where I met with a salesman, Dana Thibodeaux. Although everyone was nice and professional throughout this process, they don't seem to listen to me as the consumer. I specifically let the salesman know what I couldn't do and what I didn
Kelly VanBortle
Oct 07, 2020
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Sales agent, Jessica, was very helpful and uplifting. She has a very positive and caring energy. This allowed me to feel hopeful, trading in a vehicle I've had for a few years that was in a bit of rough shape. One that I was also paying [pretty] high car payments for. Thankfully, i am now in a NEW 2020 vehicle, safer and more reliable for my son and myself. It called for absolutely nothing down to boot! I couldn't believe it! However, the car payments nearly doubled! Contemplating on taking up another job from my already busy schedule, Jessica informed me to come back in a couple of months to refinance
Stacy Lozano
Sep 14, 2020
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Jenna Cornell
Sep 01, 2020
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If I could give a negative rating, I would. THIS IS A SCAM – And after reading other reviews, I am certain of it. There are many similar stories.
I received a notice in the mail, which I responded to. They sent me to go see "Ollie" at a local Jeep dealership. When I contacted the dealership to confirm the appointment, they said they did not have an "Ollie" who worked there. So, I contacted Lendward and informed them and was told they would have someone available to help me when I got there for my appointment time. When I got to the dealership I gave the salesman the notice from Lendward and
I received a notice in the mail, which I responded to. They sent me to go see "Ollie" at a local Jeep dealership. When I contacted the dealership to confirm the appointment, they said they did not have an "Ollie" who worked there. So, I contacted Lendward and informed them and was told they would have someone available to help me when I got there for my appointment time. When I got to the dealership I gave the salesman the notice from Lendward and
Eric F.
Aug 18, 2020
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I just got a letter from this place saying they could save me a ton of cash on my super stupid car loan through CNAC. Naturally i want out of that loan through cnac and have been trying since i fell victim to cnac by agreeing to pay triple what my car is worth. Been down this road before.....
So i call the number on the letter which is this dealership.... and the moment i mentioned my car had 160k miles THEY STRAIGHT UP HUNG ON ME!!! WOW right? If this is how they treat people....would you really want to buy a car from them? Would you really want to enter into a loan with them? NOT ME! If there
So i call the number on the letter which is this dealership.... and the moment i mentioned my car had 160k miles THEY STRAIGHT UP HUNG ON ME!!! WOW right? If this is how they treat people....would you really want to buy a car from them? Would you really want to enter into a loan with them? NOT ME! If there
