John LeNoie
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St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process. With all of our home loan programs at St. Cloud Mortgage, Inc., we look for ways to put our customers in the strongest financial position by finding ways to qualify first time home buyer on the best products and pricing available.

We also cater to current homeowners looking to reduce monthly payments, maximize equity, increase tax deductions, and/or shorten terms on the existing mortgage or debt.
Services
Are you looking to buy a home in St. Cloud, Minnesota? Use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

U. S. Department of Housing & Urban Development website provides extensive information about buying a home including affordability, borrower's rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages.
Reviews (11)
Royann Picha
Royann Picha
Feb 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
John L was very helpful and professional throughout the entire home buying process. I am a first time home buyer and I had alot of questions, he was available to answer my questions anytime I called. I would highly recommend Saint Cloud Mortgage.
Amanda Yager
Amanda Yager
Jan 06, 2021
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Worst company ever! My friends are going to loose their dream home because their lender Sheldon keeps missing things and fails to communicate. The last message they just received from him was “I honestly don’t even know what to do.”
This is unacceptable and I would not recommended anyone who wants to successfully or quickly purchase a house go through this company.
Raven Fang
Raven Fang
Dec 20, 2020
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This is the worst mortgage company ever! We are supposed to be closing on our new house today (after our first closing got pushed back 2weeks), but because of the incompetence of the underwriter at St Cloud Mortgage (the lender of the buyer of the house we’re selling) here we sit in a hotel room in limbo! If you are looking for a lender DO NOT USE St Cloud Mortgage! If you are selling and your buyer has a pre approval through St Could Mortgage, strongly encourage them to get pre approved somewhere else!
Jayme Fox
Jayme Fox
Dec 11, 2020
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My husband and I worked with Justin & Corey on our first home and also on our second home. Which we built. Flawless from start to finish. If we were ever to buy or build again we would only use them.
Debra Olson
Debra Olson
Sep 07, 2020
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Very informed about solutions in obtaining a mortgage that would work for a person's situation. They work exceptionally hard and diligent for each individual/family
Tony Cosman
Tony Cosman
Jul 29, 2020
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Worked with Corey Eckstrand through St.Cloud mortgage for my purchasing not one but three separate homes in the last six years. Always straight forward and hard working. Never has a complaint with anyone who works in that office. Hats off to them all as they will work hard for current and future clients.
Nicholas Williams
Nicholas Williams
Jun 30, 2020
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Justin at St. Cloud Mortgage really helped my family get through a very complicated refi process. Justin kept in touch with us and went to bat for us many times with the underwriter. If you want the best Justin is you man. Thank you Justin. Nicholas Williams
Mike Kloeppner
Mike Kloeppner
Jun 13, 2020
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They made buying a house a breeze! I worked with Justin and he was absolutely phenomenal. The communication was great! Everything went extremely smooth and I had bought and moved into my house within 2 months. 5 stars and I would recommend them to anyone and everyone.
David P.
David P.
Aug 04, 2019
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My understanding on the mortgage system is not well versed. It's a scary time, and a lot is riding on the line. You should go with someone you trust and know. I would suggest calling multiple companies, find out what makes them tick, and how they can help you with your needs. When your done with your interviews, find out what makes you happy. There is one guy I have know for years. Johnny is the best, he cares, won't waste your time, and wants to do the best he can to help you in this pressure packed time. He's not a salesman, he's a thoughtful person. So give St. Cloud Mortgage
Eric Forster
Eric Forster
Jul 03, 2018
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Corey and Justin, at St. Cloud Mortgage, were able to get my loan approved when others said it was never going to happen.
I stumbled across St. Cloud Mortgage one day when I was not planning on meeting with anyone regarding my mortgage dilemma. I was in the building taking care of other business where St. Cloud mortgage was located, and I happen to walk by the office. I stuck my head in to see if anybody was available. I was greeted by Corey and he was more than happy to make time for me. He welcomed me into his office. I estimate that we spent at least an hour talking about my set of circumstances
Erica Eizenhoefer
Erica Eizenhoefer
May 10, 2016
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I used them to refinance my home mortgage a few years ago and had a great experience! They made the process very easy on me and kept me up to date on the progress. They were able to reduce my monthly payments without having to put money down. I had a problem with my loan company a year later and they handled everything and got my money refunded to me that I was being over charged. I can't speak highly enough and have already recommended them to friends and will continue to do so.