B & M Financial Service
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B & M Financial Service
This was my second experience in working with Mike Wright. First in buying my home and later taking equity on a refinance. Both experiences with Mike's firm were flawless thanks to his diligence and expertise. He turned over backwards to help me qualify for my loan. He always took my calls and showed genuine concern in getting me where I needed to be.

I highly recommend Mike and his efficient staff for getting you to your goal and I would certainly use his company again. Thanks Mike & staff. Michael Wright and his Team performed brilliantly. They were able to close a First and Second Loan in less than 14 days for a rental property in Mammoth. Michael's Team does all the heavy lifting.
Services
At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client's satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage banker & brokerage company that is based in Irvine, CA.
The Perceived Problem: Self-employed mortgage applicants face greater obstacles in obtaining competitive financing. Many self-employed workers earn a good living, but without a regular paycheck to depend on, these workers might have a harder time proving their income than those who receive a W-2. This makes it more difficult to obtain a mortgage but buying a home with a mortgage is possible when you're self-employed.
The Perceived Problem: Self-employed mortgage applicants face greater obstacles in obtaining competitive financing. We've all heard the conventional advice: Put down a 20 percent down payment when you buy a home. One of the easiest loans to qualify for with a low down payment is an FHA loan. The government doesn't fund the mortgage, but the Federal Housing Administration does back the loan.
The Wright Team is committed to making sure you receive honest and accurate information about reverse mortgages so you can make an educated decision that's best for you. Here are some of the most common misconceptions about Home Equity Conversion Mortgages (HECMs)- also known as reverse mortgages- and the truth behind these myths:.
Whether you're building a new home or renovating an existing one, there's a lot that goes into construction. Which is why we make the entire financing process easy on you.*1. One time closing- interest only payments*2 during construction, permanent financing when construction is finished. Same initial interest rate*3 for construction and permanent financing, rate is set at closing.
Reviews (9)
Johannes De Villiers
Johannes De Villiers
Mar 25, 2021
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Very professional and definitely able to help find ways to help no matter your circumstances. Highly recommended
Fred Reardon
Fred Reardon
Jan 26, 2021
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Mike Wright and his team are varsity squad with regard to refinancing. At the last minute when the market dropped another half of a percent,Mike and his team went to work trying to help me get the best deal I could. I know it was a pain in the neck to resubmit with new numbers. They worked through the situation with me in a dignified composed manner and I appreciated their customer service. I highly recommend this team. Sincerely, Fred Reardon, Redondo Beach, CA
Iris Pyun
Iris Pyun
Oct 10, 2020
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I always think of Mike first with any questions I may have with mortgages. This was my second time purchasing a home with him. So reliable and most importantly someone you can trust!!!
Ryan Brucker
Ryan Brucker
Aug 27, 2020
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The Wright Loans is the place to go if you are looking for a loan or to refinance your home. Mike helped us with our refinance and got the loan funded within 30 days. He was extremely knowledgeable and very responsive through out the process. I would highly recommend Mike and his team if you are looking for funding!
Damon L.
Damon L.
Aug 18, 2020
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Rates have fallen and there is a rush on the mortgage industry. I am saying this because I know that timelines have slipped and I have taken that into consideration. I was referred to Mike by another lender to refinance my property. I am self-employed so my tax returns and income can be daunting. It started off great with a couple of good conversations with Mike and putting a game plan together. That is the last positive experience I had. My main complaint is that I was left in the dark throughout the process. I was always the one initiating contact and asking how things are going and if there
J. Kim
J. Kim
Jun 25, 2020
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Mike and his team are highly competent professionals in mortgage lending. He was able to finance my mortgage loans in the past and I will continue to use his service in the future...highly recommend anyone who is in need of mortgage loans.
Cory Stepanek
Cory Stepanek
Sep 26, 2019
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Mike Wright, Paola and the entire team at The Wright Liam’s team we’re amazing. This is our 3rd loan and the process is Bette each Time. We had a 30 day loan and they delivered on time which is rare in today’s mortgage world.
We highly recommend Mike Wright and his team if you need a knowledgeable team that knows how to solve problems and get things done.
They are a Platinum level lender!
Thanks again,
Cory and Judy
Cory S.
Cory S.
May 22, 2019
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We want to Thank the Wright Loan Team for a excellent experience in securing our loan for a new home purchase. Mike Wright is an expert in finding solutions for any situation. Along with Mike was, Paola ,who also was awesome to work with and had amazing follow through.

The entire Wright Loan Team is focused on the customer and finding the best loan options for every situation.

If you want a truly Platinum level customer experience, call the Wright Loan Team and let them make it happen. Highly recommend.
Joan Seaman
Joan Seaman
Jun 26, 2018
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This was my second experience in working with Mike Wright. First in buying my home and later taking equity on a refinance. Both experiences with Mike’s firm were flawless thanks to his dillagence and expertise. He turned over backwards to help me qualify for my loan. He always took my calls and showed genuine concern in getting me where I needed to be. I highly recommend Mike and his efficient staff for getting you to your goal and I would certainly use his company again.
Thanks Mike & staff.