KCL INSURANCE- while representing multiple carriers, independent agent Ken Lickel specializes in the placement of health and life insurance for people eligible for Medicare or not quite yet on Medicare. Agent Ken Lickel has been providing insurance to Wisconsin families, individuals, and businesses since 1993.
He is an independent agent, appointed with multiple, stable, life and health insurance companies which means he is not beholden to any of the national firms and will work hard to give you a competitive quote that includes all the discounts for which you qualify. KCL Insurance is an independent insurance agent in Wisconsin offering products from these and other fine companies.
He is an independent agent, appointed with multiple, stable, life and health insurance companies which means he is not beholden to any of the national firms and will work hard to give you a competitive quote that includes all the discounts for which you qualify. KCL Insurance is an independent insurance agent in Wisconsin offering products from these and other fine companies.
Services
KCL INSURANCE has been protecting local friends, neighbors and businesses providing piece of mind against the high costs of health care life since 1993. As an independent agent, we combine products provided by the most respected insurance providers into a custom package that meets your personal or business needs.
If this is the case I can help educate you and your family about many of the popular health plans and choices that are available and approved in your Wisconsin county and help you make sense of your many different options.
Please note: Although you may apply for traditional Medicare supplemental insurance (Medigap) and insurance product such as dental and indemnity plans year round, enrollment or disenrollment in and out of Medicare Advantage (MA/MAPD) (Part C) health plans and Prescription Drug Plans (PDP) (Part D) are only available for enrollment at certain times of the year.
Please note: Although you may apply for traditional Medicare supplemental insurance (Medigap) and insurance product such as dental and indemnity plans year round, enrollment or disenrollment in and out of Medicare Advantage (MA/MAPD) (Part C) health plans and Prescription Drug Plans (PDP) (Part D) are only available for enrollment at certain times of the year.
Is it you don't qualify for an employer sponsored group health plan or not yet eligible for Medicare? Need affordable health or temporary health coverage? Bronze, Silver, Gold, Platinum, and Catastrophic health plans are available but choices vary by the county you reside in. The bad news is many insurance companies have exited the ACA market so there maybe limited choices in your WI county.
How much of the family income do I provide? If I were to die early, how would my survivors, especially my children, get by? Does anyone else depend on me financially, such as a parent, grandparent, brother or sister?. Do I have children for whom I'd like to set aside money to finish their education in the event of my death?.
This is a solicitation of insurance. By providing this information, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about various insurance plans. KCL Insurance is an independent insurance agent in Wisconsin offering products from these and other fine companies.
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