White River Financial Services (WRFS) is a market leader helping our customers obtain boat financing. In operation since 1984, we have decades of lending experience and provide financial services specially designed for the marine and outdoor industries. With partnerships with many of the best national and regional lenders across the country, our financing specialists are dedicated to helping you obtain the right loan, quickly and easily.
Let us show you the difference we can make with the wide range of financial services which are presented on this website. Then join the thousands of boating and outdoor enthusiasts nationwide who depend on WRFS for boat loans. WRFS partners with lenders who finance in the 48 contiguous states and Alaska.
Let us show you the difference we can make with the wide range of financial services which are presented on this website. Then join the thousands of boating and outdoor enthusiasts nationwide who depend on WRFS for boat loans. WRFS partners with lenders who finance in the 48 contiguous states and Alaska.
Services
How much per month? For many people, the amount of the monthly payment is a pivotal factor in the purchase. Knowing how much you want to allocate from your monthly budget is a key point to bring up in your discussions with your dealer. What size of down payment? Typically, loan providers require a minimum down payment of 10%.
Your dealer and WRFS offer a variety of plans that protect you and your investment in a new boat. Product protection plans are extended policies that provide you protection through special coverages for your boat package. WRFS offers factory-backed Premier Protection Plans(R) that provide you an exceptional level of peace-of-mind.
Credit allows you to buy now and pay later. You may be looking to buy something that you really need, but don't have the cash to pay for the purchase at that time. 2. Credit is a person's reputation for paying bills when due. This is also referred to as your willingness and ability to pay. Your personal credit rating reveals your past credit activity and how it affects the financing terms you will receive from a dealership.
The Boat Sales Connection and White River Finance Services can help you buy your new boat quickly and conveniently. By purchasing online, you'll receive the same great prices found in our showrooms, brochures and ads-without having to leave the comfort of home! We've helped thousands of families fulfill their dreams of owning a boat-and we look forward to helping yours do the same!
Don't let anything get between your family and fun. Our factory-backed Premier Protection Plans help prevent unexpected repair bills, so you can get back on the water faster! For a small deductible, these extended plans will cover engines, ignitions, livewells, gauges, stereo systems, air conditioning and much more, depending on which plan you choose.
Reviews (10)
Kim Morrell
Apr 10, 2021
Report
Brenda Baquet
Feb 22, 2021
Report
Liz Byler
Dec 23, 2020
Report
Buyer beware there are better options than these jokers. Waited 2 1/2 weeks after applying at Bass Pro, talked to them multiple times each time got a different excuse for why application was not processed. First they told me the salesman at bass pro did not attach the quote for the boat properly. Next they told me that they were just having longer processing times. On the third call they said that they were still missing information from bass pro that was that two weeks into this process. About four days after that I received a blank denial of credit letter in the mail. They sent me a letter with
Pablo Arias
Dec 19, 2020
Report
I am in the 800 credit score number and I was denied a loan for $ 20k. Always pay my bills on time. Never informed me I was denied till I went to pick up the boat. They did not give me a read for denial over the phone. A letter will be coming they say. I paid the boat with my Credit card and left. Stay away from white river financials. They are not dedicated to the customer. It seem like they can't even send an email to you.
Kelley Echols
Aug 30, 2020
Report
I applied for a boat loan through BPS in which they use White River Financial. It has been an entire week of waiting to get my terms and full approval from them let alone any communication at all! Some of the worst communication I have ever witnessed. I ended up having to go with another boat out of state, which I love more than the one from BPS thank god! This other company had me approved and ready to sign in less than 24 hours!!!!!! White River Financial is a complete JOKE! I highly recommend to stay as far away as you can!
Dalton Barrett
Aug 05, 2020
Report
Was considering buying a $8000 tracker sxs from bass pro. Took 2 weeks to get my credit application back. I’m less than 8k in debt, have no mortgage, have a 740 credit score, and make 100k a year and still got denied. Not sure what it takes to get approved here. Went and bought a Honda pioneer and got approved in less than a hour.
Devin Ewing
Jul 29, 2020
Report
I am currently in the market for a boat. I have applied through white river and so far its a little slow but the customer service is fine. I read the reviews and was hesitant to use them however, I also understand that people who have a good experience don't tend to write reviews. I will update this as I progress through this process with them.
Update: it took 7 days to get approved however, I changed the make and model of the boat I wanted and the dealership I used. I think they are backed up due to the Covid-19 pandemic and they are trying to get caught back up. I dealt with several different
Update: it took 7 days to get approved however, I changed the make and model of the boat I wanted and the dealership I used. I think they are backed up due to the Covid-19 pandemic and they are trying to get caught back up. I dealt with several different
Alex Rosales
Oct 12, 2019
Report
I only put one star because I had no choice. Our loan processor, Ms. Ward was probably the worst person we have ever dealt with when trying to get any type of loan and sure made us feel like she did not even try. I sent my e-mail to them and to Bass pro to let them know what an awful experience it was; avoid this company to avoid disappointment.
Dolores Potempa
Sep 27, 2019
Report
Worst company ever! Don't waste your time. I applied for a loan and they wanted to charge me 17.95% interest for 144 months. Unbelievable. My husband and I have very good credit. I went to the credit union and they offered the loan to us for a 4.5% interest rate for a 6 year loan. White River Financial Services is a loan shark who just wants to take people's hard earned money. Terrible customer service as well. The loan processors could use some training in people skills.
Shawn Brown
Jul 29, 2019
Report
Went through Bass Pro Shop for a boat loan. Did some research on loans for a boat. Said to not only get rates etc from 1 but up to 3 different companies. I did just that, respectable companies when it comes to financing. 2 gave me the payment, loan term and rate I wanted. White River did not. They actually didnt do anything except run my credit. If you use Bass Pro to buy a boat, look for another company to get your loan through. There are plenty to choose from, just research. I'm surprised Bass Pro approved of this company.
