Humboldt Mortgage
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Humboldt Mortgage
Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.

We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Eureka area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
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Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.
Humboldt Mortgage Company packs the power you are looking for, the power to please, serve, and deliver. We even lend nationwide (case by case). We have the most advanced industry computer processing programs with many marketing programs. We are able to provide thousands of loan programs with the largest lenders nationally.
We know that the complete official mortgage application is long and complicated, but we are here to help you. Our mortgage checklist shows the information you'll want to have handy as you fill out a mortgage application. If you have the information on the checklist, feel free to call us at 707.445.3027 and in ten minutes, we can help you complete the application.
The more accurate the information, the better we can help you. Download and review the checklist at the bottom of each page, print it out, gather the right information, and bring it to us. With the information from the checklist, we can take the general rate we provided via the online forms and verify that the information is accurate.
The more accurate the information, the better we can help you. Download and review the checklist at the bottom of the page, print it out, gather the right information, and bring it to us. With the information from the checklist, we can take the general rate we provided via the online forms and verify that the information is accurate.
Reviews (6)
Shannon Hill
Shannon Hill
May 07, 2021
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Such a wonderful team to work with, we struggled to get a loan to buy our house last year and then COVID hit.. We decided to not give up on our dreams of homeownership and came to Humboldt Mortgage at the start of 2021 to give it another try. Obtaining a home loan as a self employed person is a large feat. Bob, Fatima and Vonnie didn’t hesitate to take us on. I am so thankful they did and I’m so thrilled to say we FINALLY closed escrow through so much hard work and determination. Thank you Humboldt Mortgage for helping make our dream come to fruition! Best of the best!
Julie Sanborn
Julie Sanborn
Oct 01, 2020
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The care and service provided by Humboldt Mortgage Company was nothing short of exemplary. I am very thankful I had the opportunity to work with Fatima Naylor while refinancing my home. She was professional, responsive and provided honest assistance with the whole process from beginning to end. All of the staff we encountered were friendly, informative and helpful. Fatima was able to work around our busy schedules and we were able to close our loan in less than 30 days with an amazingly low interest rate! The service we received was impressive and truly appreciated! I would highly recommend them
Madeline Coyle
Madeline Coyle
Sep 11, 2020
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Bob is absolutely amazing and will work with you as much as possible to get the loan you need. He's very kind and understanding and is willing to work with people of all situations and backgrounds. I wouldn't go through anyone else.
Kara Shearer
Kara Shearer
Aug 13, 2020
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Pre-Approved my buyer clients without verifying income documentation. Little to no communication. Had to cancel contract 20 days after opening a 45 day escrow. I DO NOT recommend!
Justin Andersen
Justin Andersen
May 28, 2020
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Recently had the pleasure of working with Fatima and the rest of the team at Humboldt Mortgage Co. They were determined to get me the best rate possible when I refinanced my mortgage to a 15 yr. When it was all said and done they got me an interest rate of 2.3% and closed the loan in less than 30 days. To top it off, I GOT $ BACK from the previous lender and the title company!!!
Richard Paris Borough PhD
Richard Paris Borough PhD
Aug 02, 2018
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They've been around for years and years. Have more kinds of loans than anyone else and can deliver. Professional, prompt, knowledgeable - there's no one better.