It seems like there are more questions than ever to ask regarding mortgages. My promise is to guide you through the information and to help you make an informed decision that will keep your life worry-free. Buying a Home? These days it's all about getting the "correct" loan for your situation. Together, we will develop a personalized loan that will give you peace of mind and a plan to follow when the speed-bumps in life come along.
Curious about Refinancing? I can explain the process and what you can expect from it. The benefits of refinancing include a reduced interest rate and monthly payment, and possibly a plan to help you pay down your balance more quickly. Looking to Leverage Your Home's Equity The equity that built up over years of home mortgage payments can be paid to you.
Curious about Refinancing? I can explain the process and what you can expect from it. The benefits of refinancing include a reduced interest rate and monthly payment, and possibly a plan to help you pay down your balance more quickly. Looking to Leverage Your Home's Equity The equity that built up over years of home mortgage payments can be paid to you.
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How comfortable you are with the possibility your mortgage payment may change in the future. When considering loan programs, the first decision is usually if you prefer a fixed rate mortgage or adjustable rate mortgage. For example, a 15-year fixed rate mortgage can save you thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher.
Credit reporting agencies maintain files on millions of borrowers. Lenders making credit decisions buy credit reports on their prospects, applicants and customers from the credit reporting agencies. Your report details your credit history as it has been reported to the credit reporting agency by lenders who have extended credit to you.
Mortgage related calculators are a great way to prepare for a worry-free real estate transaction. If you need assistance in understanding how to use these calculators, feel free to call or email. Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.
Additional income: social security, overtime bonus, commission, interest income, veteran's benefits and so on. If you made a deposit to the seller to show that you are serious about buying the house, bring a copy of canceled deposit check on house. If you have no established credit history, supply the lender with canceled checks for rent, utilities and other recurring obligations to show payment history and amount of revolving debt.
Reviews (2)
Meghan Flores
Dec 10, 2020
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Jack was the best. He helped me every step of the way. Buying a home can be very stressful.
Assurance Home Loans takes most of that away by keeping you informed and getting you prepared so there are no worries on closing day. More importantly no surprises that could stop the closing from going though. I have heard so many horror story's, with Jack you are in great hands. It is hard to find people as Honest as Jack Rabel.
I love my home.
I truly believe that without you I would not be a homeowner.
Thank you,
Jack
Assurance Home Loans takes most of that away by keeping you informed and getting you prepared so there are no worries on closing day. More importantly no surprises that could stop the closing from going though. I have heard so many horror story's, with Jack you are in great hands. It is hard to find people as Honest as Jack Rabel.
I love my home.
I truly believe that without you I would not be a homeowner.
Thank you,
Jack
Laurie O.
Jul 05, 2019
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