Caroline has served homeowners throughout California for over 19 years. She has built her business by repeat customers, the referrals of their family members and real estate agents. Caroline has a solid reputation in the lending and real estate community as someone who is knowledgeable, ethical and able to get loans done for her clients.
Caroline is a Mortgage Broker who works with a variety of lenders to ensure she finds you the best interest rate and loan option for you. Caroline has worked with hundreds of first-time home buyers and specializes in VA, Conventional and FHA loans. She believes in the importance of educating borrowers about the loan process and will sit down with you and go over what you need to know.
Caroline is a Mortgage Broker who works with a variety of lenders to ensure she finds you the best interest rate and loan option for you. Caroline has worked with hundreds of first-time home buyers and specializes in VA, Conventional and FHA loans. She believes in the importance of educating borrowers about the loan process and will sit down with you and go over what you need to know.
Services
Caroline began serving homeowners throughout California in 2002, after moving to Carlsbad, CA from Kentucky. She specializes in VA, FHA and Conventional financing and originates a wide array of mortgage loan products. Whether you are purchasing your first home, your forever home or an investment property, Caroline's goal is to exceed your expectations and offer you excellent service from start to finish.
The first step in purchasing your new home is getting pre-approved for your mortgage loan. You will submit documents list to Caroline, so she can determine the amount you qualify for. An important part of the pre-approval process is going over what your estimated monthly payment will be. It is essential for you and Caroline to discuss your comfort level for your monthly payment.
PITI: Monthly payment including Principle, Interest, (homeowners) Insurance and property Taxes. Impound Account: An impound or escrow account is an account that is set-up to pay your property taxes and homeowners insurance for you when they are due. You will pay 1/12 of your annual insurance premium and 1/12 of your annual property taxes with your mortgage payment.
Reviews (1)
Daryl S.
May 17, 2018
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I was very nerves about buying my first home at 57 and not knowing how everything would go caroline made everything go very smooth. she let me know what she needed and mad it as easy as it could be she always told me what was happening every steep of the way. I can't thank Caroline enough for getting me a good lone now I'm. In my first home Daryl
