MacDonald Insurance Agency is owned and operated by James MacDonald. We are an independent insurance agency serving families and individuals throughout Florida. Our area of specialty is with personal lines insurance such as home, auto, boat and umbrella policies. This allows us to be the best at what we do.
We are privileged to represent some of the finest insurance companies in Florida giving you the peace of mind that our companies will be there for you when you need them. With over 20 years in the insurance industry, we believe sharing our knowledge and experience is the best way to help our clients make important insurance decisions.
We are privileged to represent some of the finest insurance companies in Florida giving you the peace of mind that our companies will be there for you when you need them. With over 20 years in the insurance industry, we believe sharing our knowledge and experience is the best way to help our clients make important insurance decisions.
Services
MacDonald Insurance is a boutique independent agency specializing in property and casualty personal lines insurance. James MacDonald founded his agency because he believes protecting your family should be based on a partnership with a professional insurance advisor and not a salesperson. Education and integrity are our guiding principles when we offer you our personalized insurance solutions.
Bodily Injury and Property Damage- This defends you if you are at fault in an auto accident. Medical Expense coverage- An optional coverage which pays 100% of your medical bills associated with an auto accident up to the limits you choose. Personal Injury Protection (PIP) - This coverage is statutorily required by the State of Florida and will pay your medical bills or funeral expenses up to $10,000.
The term "full coverage" is subject to interpretation. There is no standard definition for "full coverage" on an auto policy because there are so many options for coverage and limits. The best way to purchase an auto policy is to understand what each coverage means and what limits you need to fit your budget.
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