If you can no longer afford the monthly payments on your bills such as credit card payments, medical bills, loans, etc. please call our office at (865) 328-7993 so we can get you into our office to speak with an attorney at a free appointment to see about filing a Chapter 13 or a Chapter 7. Bankruptcy will stop garnishments, repossessions, and lawsuits.
If you can file a Chapter 13 bankruptcy, unsecured debts can sometimes be paid less than 100% depending on the circumstances in your case. Car loan payments can be reduced and past-due home loan payments can be repaid over time. If you can file a Chapter 7 bankruptcy, you can get rid of some or all unsecured debts, can surrender items that are secured such as autos, and avoid liens on pledged household goods and keep the household goods.
If you can file a Chapter 13 bankruptcy, unsecured debts can sometimes be paid less than 100% depending on the circumstances in your case. Car loan payments can be reduced and past-due home loan payments can be repaid over time. If you can file a Chapter 7 bankruptcy, you can get rid of some or all unsecured debts, can surrender items that are secured such as autos, and avoid liens on pledged household goods and keep the household goods.
Services
John P. Newton is a partner at the Law Offices of Mayer & Newton, where his areas of practice include business bankruptcy and consumer bankruptcy law. Mr. Newton specializes in small business cases. John has been licensed in Tennessee since 1984 and has filed thousands of consumer bankruptcy cases as well as been a Chapter 7 Bankruptcy Panel Trustee for the Eastern District of Tennessee since 1985.
Kyle J. Ray will be practicing largely consumer bankruptcy law in Knoxville. Kyle attended high school in Nashville prior to moving to Maryville where he played baseball at Maryville College. He obtained his B.A. in Business and Organizations Management with a Minor in Accounting. After completing his undergraduate degree, he obtained his J.D. from Lincoln Memorial Duncan School of Law.
Many debtors are facing the overwhelming burden of debts that they never have enough money to pay off. Unpaid debts can lead to several consequences, such as home foreclosure, repossession, wage garnishment, creditor harassment, civil lawsuits, and more. One solution for individuals who cannot repay their debts and are in danger of suffering from any of these repercussions is filing for bankruptcy.
If you qualify for Chapter 7 bankruptcy, you can get rid of some or all unsecured debts, surrender items considered secure debts, and avoid liens on pledged household goods. Our Knoxville Chapter 7 attorneys can give you the knowledge and power to make an informed choice with no money down and no obligation to you.
Known as a "debt repayment plan, " Chapter 13 bankruptcy provides debtors with a way to repay creditors through monthly payments over a 3-5 year period. For most people, they end up repaying a portion of their debts and have the remaining qualifying debt discharged. Schedule a free consultation now to meet with our experienced lawyers and regain control of your life.
Reviews (9)
Rae Mason
Aug 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have a good experience with Mayer & Newton. Attorney Kyle Ray was particularly friendly and helpful, but the entire staff was great. They took me thru a complicated legal process with relative ease. I would definitely recommend them to a friend.
I have a good experience with Mayer & Newton. Attorney Kyle Ray was particularly friendly and helpful, but the entire staff was great. They took me thru a complicated legal process with relative ease. I would definitely recommend them to a friend.
Jennifer Cook
Apr 18, 2021
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Windi Walker
Dec 05, 2020
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My home flooded in Feb 2019 and the only way to move financially forward was Bankruptcy. They calmed my fears, answered all my stupid questions without hesitation and simply told me what my options were without judgement. Great company to work with. Hope to never have to file for bankruptcy ever again but if i need anything like this in the future I will definitely use this law firm again. I recommend them simply because they were very professional and got my case done as soon as we needed to get it done and walked me through every step of the way. Thanks so much for all the work you guys did for
Daniel Irvin
Sep 09, 2020
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Brandy S.
Aug 28, 2020
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From my initial consultation with Kevin until my bankruptcy was discharged, the Law Offices of Mayer and Newton took care of everything. When I had questions, the receptionists were great about getting me in touch with an attorney. Everyone in the office was patient and understanding of their client's circumstances and they did an awesome job of handling my bankruptcy. I highly recommend them to anyone finding themselves in financial trouble.
Patchaphan Pothong
May 22, 2020
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Wizzie Jones
May 05, 2020
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Jonathan Nicole Gardner
Aug 29, 2018
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Casey Leeann
Jun 21, 2018
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This team is very professional and knowledgeable! Everything went smoothly and they did a great job at keeping us informed. They are very good at communicating and return phone calls and emails quickly.
Even several months after we had discharged, when a problem arose they were quick to get it resolved for us. I would absolutely recommend this firm!
Even several months after we had discharged, when a problem arose they were quick to get it resolved for us. I would absolutely recommend this firm!
