Mickey Clayton Insurance has been your partner in finding you the best deal on home owners insurance for over 20 years. We also offer a full range of auto insurance. Get a quote today to save money while going to a new level of service you will never leave. Our agency Business Philosophy is that excellent service is by far Mickey Clayton's most valuable tool to gain and retain customers.
It is our objective to stay ahead of the competition through the pursuit of our mission of being the most customer focused agency in the industry.
It is our objective to stay ahead of the competition through the pursuit of our mission of being the most customer focused agency in the industry.
Services
1. REPLACEMENT COST - Insurance that pays the policyholder the cost of replacing the damaged property without deduction for depreciation, but limited to a maximum dollar amount. 2. ACTUAL CASH VALUE - Insurance under which the policyholder receives an amount equal to the replacement value of damaged property minus an allowance for depreciation.
The 6 parts of an auto policy- Your auto policy may include all 6 coverages or some of them. Each coverage is priced separately. For treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.
If you are ever sued, your standard homeowners or auto policy will usually provide you with liability coverage which pays for judgments against you and your attorney's fees. However, in this litigious world we live, you may want to have an extra layer of liability protection. That's what a personal umbrella liability policy provides.
The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious the business owner, one simple mishap such as a hurricane or lawsuit can wipe out all the profits and even destroy the business.
