Joseph K Huljak
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Joseph K Huljak
At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. Shouldn't it be fun? We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.

We've Been Helping Home Owners Just Like You Pull This Off All Day Everyday For The past 20 Years. I have used Joonago Mortgage for both an initial home purchase as well as a refinance. Joe was very professional, extremely knowledgeable and always prompt in his responses to questions. He also secured us a lower interest rate than I had ever hoped for.
Services
I provide one-on-one mortgage consulting. It is my job to get you the lowest possible interest rate at the lowest possible cost. I also educate you about the financial decisions that go along with having a mortgage. My niche is first time home buyers. I enjoy working with them because it allows me to really educate them about the whole mortgage process.
Here's some information on purchase mortgage loan options to help improve your home buying experience. Purchasing a home is one of the biggest financial commitments you are likely to make. You might be buying a home as owner occupied, meaning the home will be your primary residence, or a second property to use for a vacation home or as an investment property to rent or sell for profit.
FHA stands for Federal Housing Administration. The FHA program was created to help stimulate the housing market, making loans not only more accessible but more importantly more affordable. To qualify for a FHA loan you can have less than perfect credit; even if you have undergone bankruptcy or foreclosure, you may still qualify.
Reviews (9)
Logan Eisch
Logan Eisch
Nov 19, 2021
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First time home buyer. Took the time to explain and was understanding of my lack of knowledge around homebuying. Happy overall.
Edward Binninger
Edward Binninger
Oct 24, 2021
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Joe did an excellent job helping me out to secure home loan! Top notch communication and professionalism - highly recommend
Christina Gara
Christina Gara
Oct 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Joe is amazing! We have now used his services 3 times- once when we bought our home and now through 2 refinances to acquire better interest rates. Extremely responsive, always professional and is 100% client oriented. Highly recommend-
Miranda Kinart
Miranda Kinart
Sep 15, 2021
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I had a great experience working with Joe. He was in contact with me throughout the entire process and kept me updated. Any questions or concerns I had were responded to quickly and thoroughly. He was very organized which allowed my home buying experience to go smoothly. I highly recommend Joonago Mortgage and plan on working with them again in the future.
Krystina Wagner
Krystina Wagner
Aug 18, 2021
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Positive: Professionalism, Responsiveness
I have used Joe for multiple home purchases and a refinance. He is always very responsive and quick with a response. He is very knowledgeable and accommodating. Joe makes the process simple and easy to understand. I would definitely recommend using Joonago.
Jesus Rascon
Jesus Rascon
Aug 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Joe was nothing short of amazing. First time home buyer here and working with Joe was extremely easy. He makes home buying easier than you can imagine. With the current market and shorting closing times, Joe gets it done. I will definitely be recommending him to any friends or family looking to refinance or purchase!
Peter Johnson
Peter Johnson
Aug 01, 2021
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Positive: Responsiveness
Joe was super responsive and professional thought our first home buying experience. He answered all of our questions and got us a really competitive rate, better than several banks and credit unions quoted. Having someone like Joe guide us through this process was such a huge help. Highly recommend.
Lisa Giobardo
Lisa Giobardo
May 14, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I am a believer in great recommendations through word of mouth. I have, and will continue to recommend Joe to anyone I know. We purchased our first home in 2013 and have since refinanced twice. Every time has been a pleasure! He’s not only my mortgage guy, I could also consider him a friend because he treats you like family!
Prestdab Playz
Prestdab Playz
Mar 23, 2021
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Joe was incredibly responsive and informative throughout the entire process of refinancing our house. He was able to get us the best interest rate over other companies. Questions were responded to within minutes via text or phone call. The entire process was quick and easy with all prework done virtually. We only had to do in-person closing at the title company. Best refinance process we have ever done. We will recommend him to anyone. Thanks again Joe! -Sue Meyer