Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Don't take our word for it, check out our INCREDIBLE reviews on Google and Zillow.
We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Don't take our word for it, check out our INCREDIBLE reviews on Google and Zillow.
Services
If you're like most people, buying a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Looking into mortgage refinancing in West Palm Beach? Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Reviews (10)
Jon D.
Nov 26, 2021
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Brandon Yawn
Oct 18, 2021
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Dan Berquist
Oct 06, 2021
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Amanda Kiernan
Oct 01, 2021
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As a first time homebuyer, Rich and his team made the experience easier to get through! Every hurdle that came along from the seller of the property, Rich was there to help explain what was going on and how to manage the situation. Rich and his team were always super helpful and friendly, always making sure we understood the documents, the terms being said, and any situation that arose before ending a call or email. We will forever be appreciative of the help we received on the purchase of our first home from Rich and his team.
Dwayne Roberts
Sep 26, 2021
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Kitty Hamilton
Sep 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
In this crazy market, we had a lot of questions, wrote a lot of offers, the lender was there every time we needed a new quote to make sure the property would for for the buyer. As soon as we were under contract, they were on top of things. Constant follow up and well informed. I would highly recoment Palm Beach Mortgage Group!!
In this crazy market, we had a lot of questions, wrote a lot of offers, the lender was there every time we needed a new quote to make sure the property would for for the buyer. As soon as we were under contract, they were on top of things. Constant follow up and well informed. I would highly recoment Palm Beach Mortgage Group!!
Lisa McKeon
Sep 24, 2021
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Positive: Professionalism, Responsiveness
I no doubt consider Palm Beach Mortgage my go to Mortgage Company for my Real Estate Business. Once the Contract is turned over to their office I know it is in competent hands. My buyers are always very pleased with their services. It's a win win we all look like rock stars.
I no doubt consider Palm Beach Mortgage my go to Mortgage Company for my Real Estate Business. Once the Contract is turned over to their office I know it is in competent hands. My buyers are always very pleased with their services. It's a win win we all look like rock stars.
Julio Rios
Sep 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I enjoyed working with Suzanne and her team. They were everything I could want in a lender. Answer my phone in the evening and weekends. Always keeping me up to date on the process and how the file was coming along. I will certainly use their office again.
I enjoyed working with Suzanne and her team. They were everything I could want in a lender. Answer my phone in the evening and weekends. Always keeping me up to date on the process and how the file was coming along. I will certainly use their office again.
Sharon Williams
Aug 14, 2021
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I have had the pleasure of working with Suzanne Downs, Kelly Rogers and the rest of the team. They were very professional. They kept
me up-to-date on very step of mortgage process. I was scheduled to close one month after I found the apartment of my dream and true to form, I had my closing exactly one month later. Thank you Palm Beach Mortgage for making my first time buying a home painless and stress-free as possible.
me up-to-date on very step of mortgage process. I was scheduled to close one month after I found the apartment of my dream and true to form, I had my closing exactly one month later. Thank you Palm Beach Mortgage for making my first time buying a home painless and stress-free as possible.
Jeff Bates
Jun 21, 2021
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Suzanne and her team at Palm Beach Mortgage Group are all incredibly professional and extremely thorough. They are very knowledgeable and effective at describing all of the lending options available. They handled everything and communicated precisely what would happen and when it would happen. I couldn't be happier recommending this company for your mortgage needs. You won't be disappointed!!!
